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CDL protection insurance

Topic 17716 | Page 1

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Sambo11513's Comment
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I am just curious what insurance covers all of you you. I had subscribe to US legal services, I even got my enrollment package via email, but for no reason my coverage was dropped and I'm kind of skeptical about rolling with them because just seems like it's hard to get ahold of them and I'm not sure whether that coverage is legit

Rick S.'s Comment
member avatar

Why did you "have to subscribe"? This kind of coverage is ALWAYS OPTIONAL - a company can't force you to take it on.

Usually (sadly) the company gets a "kickback" for the service they "endorse" by offering it. If your coverage was "dropped" - make sure you aren't still getting PAYROLL DEDUCTIONS FOR IT - and if you have been subsequent to the CANCELLATION DATE, get payroll to REFUND THEM TO YOU.

If the company put you onto them - then there has to be someone at the company that can act as liaison for you to figure out what's going on with them.

OOIDA uses Open Road Drivers Plan www.protectmycdl.com for it's members - their endorsement is probably as good as any.

I have no experience with any of these companies.

Who do you drive for again? Maybe one of our members that drives for them has the coverage and has had to use it.

Basically - these type of insurances (or pre-paid legal services) have local attorneys all over that they contract with. You get a ticket and turn it over to them - they get a local guy to handle it for you. Saves you the hassle of trying to find someone, pay them and get your citation dealt with.

ALL TRAFFIC TICKETS SHOULD BE FOUGHT - ALL OF THEM. You may not beat them - but you don't stand a chance of doing so - if you just PAY THE TICKET.

The BEST INSURANCE - is to drive professionally, so you DON'T GET A TICKET IN THE FIRST PLACE.

The average person that drives to work and home every day with some shopping, etc thrown in - drives 12K miles a year (or less). The average OTR DRIVER drives 100K+ a year - we are 10X more likely (statistically) to be exposed to a situation where we get a citation (even if it's a BS offense we didn't commit).

Rick

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.

OTR:

Over The Road

OTR driving normally means you'll be hauling freight to various customers throughout your company's hauling region. It often entails being gone from home for two to three weeks at a time.

OOIDA:

Owner-Operator Independent Drivers Association

Who They Are

OOIDA is an international trade association representing the interests of independent owner-operators and professional drivers on all issues that affect truckers. The over 150,000 members of OOIDA are men and women in all 50 states and Canada who collectively own and/or operate more than 240,000 individual heavy-duty trucks and small truck fleets.

Their Mission

The mission of OOIDA is to serve owner-operators, small fleets and professional truckers; to work for a business climate where truckers are treated equally and fairly; to promote highway safety and responsibility among all highway users; and to promote a better business climate and efficiency for all truck operators.

Errol V.'s Comment
member avatar

Sambo, look on your paycheck stub. If there's a deduction for something like "LEGAL SVC" or "U S LEGAL", you aren't dropped. You might have to call them to see about your membership card.

I've been with those guys for two years so far, never need their services. But that peace of mind is worth it.

HOS:

Hours Of Service

HOS refers to the logbook hours of service regulations.
Sambo11513's Comment
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That was a typo. Knight doesn't offer this service. I joined on my own. Should have said "I had subscribed..."

It's just weird, I call them and leave a message for someone to call me back, and nobody ever does. Did that 3 times today, then found out that my services were dropped and they have no explanation as to why, nothing noted on the account...just dropped, for no reason. This makes me wonder if this is a legit service they offer.

I had heard rumors that it's worthless because they won't show up in court for you when you need them to...which is what this service is supposed to be.

Just curious if us legal is on the up and up or should I look for another?

Errol V.'s Comment
member avatar

Sambo is hearing things:

I had heard rumors that it's worthless because they won't show up in court for you when you need them to...which is what this service is supposed to be.

Just curious if us legal is on the up and up or should I look for another?

There you go, Sambo! You know by now that "Hearing" things alerts the Trucking Truth Truth Team!

US Legal is offered at least to all Swift drivers, and I'm sure it's offered through other companies. I have only used their services once for a non-traffic referral.

If you need to make your own payments, be sure they're current, of course. Here's their phone #
1(800)356-LAWS(5297).

Web site: http://www.uslegalservices.net/

Paul W.'s Comment
member avatar

I signed up for us legal and actually used them for my wife when she got a couple tickets in Utah. Didn't save us much money by the time it was said and done but they did get one of the tickets dismissed.

Errol V.'s Comment
member avatar

I signed up for us legal and actually used them for my wife when she got a couple tickets in Utah. Didn't save us much money by the time it was said and done but they did get one of the tickets dismissed.

This is two benefits of having a legal mouthpiece doing the job. #1, you don't have to go back to Utah, and if you didn't go, you'd pay the fine and get the points. #2, said legal representative might get charges reduced or dismissed.

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