Broken Into My Truck Question

Topic 20363 | Page 1

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Last Shadow's Comment
member avatar

So this morning at a Pilot TS went to take a shower to start the day n when I got back my passenger side wing window was broken and my gps which was not in plain view and some spare change was stolen, patch the window and send a mssg to my asset manager, he replied with a call risk management, I followed instructions and was told to take pictures and send it with my incident report number, my question is this, is it like an avoidable accident where I get assessed points right? Any input will be appreciated, never heard of a truck being broken into before, you guys ?

ChickieMonster's Comment
member avatar

I highly, highly doubt there will be any repercussions against you. It's something that's completely out of your control.

You weren't moving, heck you weren't even in the truck!

Insurance covers these things. The only reason you need to speak to risk management is so they can get the details about what happened, then the company will file a claim to get the window fixed. Unfortunately, your gps won't be covered so you'll be responsible for replacing it.

And yes, this does happen. It's not incredibly common, but it does happen. And it could have been much worse, as in multiple broken windows and all of your belongings stolen.

Last Shadow's Comment
member avatar

Thanx that's awesome to know.

I highly, highly doubt there will be any repercussions against you. It's something that's completely out of your control.

You weren't moving, heck you weren't even in the truck!

Insurance covers these things. The only reason you need to speak to risk management is so they can get the details about what happened, then the company will file a claim to get the window fixed. Unfortunately, your gps won't be covered so you'll be responsible for replacing it.

And yes, this does happen. It's not incredibly common, but it does happen. And it could have been much worse, as in multiple broken windows and all of your belongings stolen.

Bud A.'s Comment
member avatar

If you have a homeowner's or renter's policy, your GPS will be covered, minus the deductible. Most people have a $500 deductible, so probably not worth it. Some have a $250 deductible, and I remember we had policies in some states with $100 deductibles.

Anyway, if you ever get cleaned out and have a policy, that policy covers all of your stuff, whether it's in your house/apartment, storage, car, truck, hotel room, wherever. Renter's policies are usually under $100 a year. Bonus: most companies will give you a discount on your car insurance if you have a renter's or homeowner's policy.

Last Shadow's Comment
member avatar

Thanks didn't know that.

If you have a homeowner's or renter's policy, your GPS will be covered, minus the deductible. Most people have a $500 deductible, so probably not worth it. Some have a $250 deductible, and I remember we had policies in some states with $100 deductibles.

Anyway, if you ever get cleaned out and have a policy, that policy covers all of your stuff, whether it's in your house/apartment, storage, car, truck, hotel room, wherever. Renter's policies are usually under $100 a year. Bonus: most companies will give you a discount on your car insurance if you have a renter's or homeowner's policy.

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