Hiring Competition / Costs Of Medical Insurance

Topic 22392 | Page 2

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Truckin Along With Kearse's Comment
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Insurance differs from state to state. My USPS Aetna HMO plan was $338 every 2 weeks for a solo. married couples who worked there kept their seperate plans because it was more costly to get one family plan. The BCBS was $100 per week for solo. and the USPS paid like 70% as opposed to other federal agencies that paid much less for the premiums. that means the other federal employees paid way more for their premiums.

i ran my dads auto body shop in Philly back in the late 1990s and for one family BCBS plan it was $2500 per month. people complain about insurace but rarely see how much the employers are paying.

im quite happy at prime. after the first year, my health, vision, disabikity, life and dental all come to about $50 a week. and i have the maximum life at like $300k i think. plus we are vested in the 401k unlike waiting 3 to 5 years at some companies.

Ralph D.'s Comment
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Health Care is a big priority in a company for me and I'm glad to hear that some plans like rainys aren't astronomical.

So if the company you work for doesn't offer or you opt out of their health plans do you just default to your "home" state's exchange or how does that work?

Whip-Stock's Comment
member avatar

Which is my exact reason for Tyson. Since they are not solely a trucking company they can offer cheaper rates. When I read on here how much some of these guys are paying for single coverage.....Wow.... WalMart would be the same with the amount of employees they have.. Just not specifically a trucking company.. If the cpm makes ones eyes light up and / or the thought of driving that new rig, have a look what’s coming out of pocket bcs at the end of the day, it’s why we’re out here.

Yes, sir. As far as I know it's all team driving. And I plan to contribute in the diary section here. Seems like the least I can do, try to share some info for the next newbie same as people have shared for me!

About 10 days or so until I head over there to Iowa. Then it's sort of a waiting game. If I pass the physical, then I have to pass their records department, etc., and if I pass that, then I have to pass the Driving exam, etc., etc.

I'm blessed to get the opportunity. And I'm already giving 110% to every effort, so what will be, will be. (And hopefully what will be is a long, detailed training diary!!!)

CPM:

Cents Per Mile

Drivers are often paid by the mile and it's given in cents per mile, or cpm.

Dave Reid's Comment
member avatar

Jeremy, it is not up to your trucking company - if your wife's employer allows you to remain on her plan, then you can remain on her plan.

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Jeremy, you'll have to ask your recruiter. Currently, I work for a DoD contractor and my wife is a nurse at a local hospital. While there is no federal law stating we must have separate insurance plans, it is up to each employer to determine how they want to handle it.

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Yes, sir! I already sent him a message. Waiting to see what he says. It would be nice to save a few bucks, but whatever will be, will be. I was just curious in general, as if there might be some sort of industry standard or something. But your words cleared that up for me. So, now we'll just see what the company says. Thanks for the insight!

HOS:

Hours Of Service

HOS refers to the logbook hours of service regulations.
Whip-Stock's Comment
member avatar

I don’t quite understand why some of the replies are stating that like have to have employers permission to be on spouses insurance plan. Employers have no say in what medical plan you use. It’s your budget and your livelihood.

Jeremy, it is not up to your trucking company - if your wife's employer allows you to remain on her plan, then you can remain on her plan.

double-quotes-start.png

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double-quotes-start.png

Jeremy, you'll have to ask your recruiter. Currently, I work for a DoD contractor and my wife is a nurse at a local hospital. While there is no federal law stating we must have separate insurance plans, it is up to each employer to determine how they want to handle it.

double-quotes-end.png

double-quotes-end.png

Yes, sir! I already sent him a message. Waiting to see what he says. It would be nice to save a few bucks, but whatever will be, will be. I was just curious in general, as if there might be some sort of industry standard or something. But your words cleared that up for me. So, now we'll just see what the company says. Thanks for the insight!

double-quotes-end.png

HOS:

Hours Of Service

HOS refers to the logbook hours of service regulations.
Jeremy C.'s Comment
member avatar

I'm so glad my wife usually handles the insurance stuff, because this &&&& can get confusing! rofl-1.gif

But I really do appreciate everyone's input. Seems like I'm fortunate to be able to keep insurance things the way they are. Heck, I suppose I'm fortunate to have insurance at all. Just hope I never actually need it!

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