Liability Insurance In Nc

Topic 24599 | Page 1

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Silver .'s Comment
member avatar

Im so very confused just moved to nc and middle of transfer my cdl i was told i need proof of liability im a company driver and dont have my own insurance

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
Susan D. 's Comment
member avatar

Bring in your permit book with your company's insurance info? They're probably thinking you're an O/O or something.

Or possibly.. Kentucky does this too, they want you to buy a general liability policy even if you don't have a personal vehicle. Ask them. Each state is so different.
D's Comment
member avatar

As a former NC cop, I know this one! NC required that you show proof of liability insurance for your personal vehicles. Because you class A covers your class C as well. NCGS 20-111
Truckin Along With Kearse's Comment
member avatar

I no longer have a personal vehicle and cannot buy a liability policy without a car because i have a CDL. that policy would cover any vehicle i drive including the CMV.

If i didnt have a policy and no car, my premium would be astronomical when i do buy a car. So i got placed on my mothers policy for $150 per year.

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.

CMV:

Commercial Motor Vehicle

A CMV is a vehicle that is used as part of a business, is involved in interstate commerce, and may fit any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards
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