CMV "Preventables" And DAC Vs. Personal Conveyance And DMV Record Questions...

Topic 25842 | Page 1

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Marc Lee's Comment
member avatar

Apologies if covered previously, (please point to blog or thread if so)...

Been wondering...

As "Professional Drivers" expected to make rookie mistakes and clearly subject to significantly greater exposure than "average" motorists...

How do "non-reportable" accidents and such affect a Driver's personal vehicle insurance rates, show up on DMV (not DAC) reports, etc.? If LEO(s) are called to the scene (public or private property) does that make a difference?

thank-you.gif

Dm:

Dispatcher, Fleet Manager, Driver Manager

The primary person a driver communicates with at his/her company. A dispatcher can play many roles, depending on the company's structure. Dispatchers may assign freight, file requests for home time, relay messages between the driver and management, inform customer service of any delays, change appointment times, and report information to the load planners.

DMV:

Department of Motor Vehicles, Bureau of Motor Vehicles

The state agency that handles everything related to your driver's licences, including testing, issuance, transfers, and revocation.

DAC:

Drive-A-Check Report

A truck drivers DAC report will contain detailed information about their job history of the last 10 years as a CDL driver (as required by the DOT).

It may also contain your criminal history, drug test results, DOT infractions and accident history. The program is strictly voluntary from a company standpoint, but most of the medium-to-large carriers will participate.

Most trucking companies use DAC reports as part of their hiring and background check process. It is extremely important that drivers verify that the information contained in it is correct, and have it fixed if it's not.

Jamie's Comment
member avatar

Rainy mentioned before that her personal car Insurance wasn't any different after the preventable she had, so not sure if that's was due to what happened or in general.

Rick S.'s Comment
member avatar

Accidents in a CMV go against the companies insurance. YOUR insurance company likely doesn't care, unless THEY have to pay a claim.

If you are CITED, you may find your insurance rates going up due to the citation.

As with ALL CITATIONS - GET A LAWYER AND FIGHT IT.

Rick

CMV:

Commercial Motor Vehicle

A CMV is a vehicle that is used as part of a business, is involved in interstate commerce, and may fit any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards
Marc Lee's Comment
member avatar

Rainy mentioned before that her personal car Insurance wasn't any different after the preventable she had, so not sure if that's was due to what happened or in general.

thank-you-2.gif

Marc Lee's Comment
member avatar

Accidents in a CMV go against the companies insurance. YOUR insurance company likely doesn't care, unless THEY have to pay a claim.

If you are CITED, you may find your insurance rates going up due to the citation.

As with ALL CITATIONS - GET A LAWYER AND FIGHT IT.

Rick

thank-you.gif

CMV:

Commercial Motor Vehicle

A CMV is a vehicle that is used as part of a business, is involved in interstate commerce, and may fit any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards
Rainy 's Comment
member avatar

Rainy mentioned before that her personal car Insurance wasn't any different after the preventable she had, so not sure if that's was due to what happened or in general.

Yes, i flat.out asked Prime Safety about this. They said they do not report to the DMV , so unless an officer did, it doesnt effect you. She also stated that since most rookies have truck stop accidents on private property, it wont affect them. Backing and swinging wide are typical rookie mistakes.

Now as Rick said, get a speeding ticket in a CMV and well... different story.

CMV:

Commercial Motor Vehicle

A CMV is a vehicle that is used as part of a business, is involved in interstate commerce, and may fit any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards

Dm:

Dispatcher, Fleet Manager, Driver Manager

The primary person a driver communicates with at his/her company. A dispatcher can play many roles, depending on the company's structure. Dispatchers may assign freight, file requests for home time, relay messages between the driver and management, inform customer service of any delays, change appointment times, and report information to the load planners.

DMV:

Department of Motor Vehicles, Bureau of Motor Vehicles

The state agency that handles everything related to your driver's licences, including testing, issuance, transfers, and revocation.

Marc Lee's Comment
member avatar

double-quotes-start.png

Rainy mentioned before that her personal car Insurance wasn't any different after the preventable she had, so not sure if that's was due to what happened or in general.

double-quotes-end.png

Yes, i flat.out asked Prime Safety about this. They said they do not report to the DMV , so unless an officer did, it doesnt effect you. She also stated that since most rookies have truck stop accidents on private property, it wont affect them. Backing and swinging wide are typical rookie mistakes.

Now as Rick said, get a speeding ticket in a CMV and well... different story.

Thanks Rainy!

smile.gif

CMV:

Commercial Motor Vehicle

A CMV is a vehicle that is used as part of a business, is involved in interstate commerce, and may fit any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards

Dm:

Dispatcher, Fleet Manager, Driver Manager

The primary person a driver communicates with at his/her company. A dispatcher can play many roles, depending on the company's structure. Dispatchers may assign freight, file requests for home time, relay messages between the driver and management, inform customer service of any delays, change appointment times, and report information to the load planners.

DMV:

Department of Motor Vehicles, Bureau of Motor Vehicles

The state agency that handles everything related to your driver's licences, including testing, issuance, transfers, and revocation.

Rick S.'s Comment
member avatar

Yes, i flat.out asked Prime Safety about this. They said they do not report to the DMV , so unless an officer did, it doesnt effect you. She also stated that since most rookies have truck stop accidents on private property, it wont affect them. Backing and swinging wide are typical rookie mistakes.

Now as Rick said, get a speeding ticket in a CMV and well... different story.

Mot necessarily a speeding ticker (since the question was about an accident in a CMV), but if you were cited as a result of the accident, or if a long-form accident report was filed.

But even then - if your POV insurance company doesn't have to pay out on a claim, they don't care (usually). Also depends on how often they "re-rate" you.

Aside from MVR's, there is an "insurance database", that lists every accident you were involved in (even as a WITNESS and not involved). And every insurance company that has an "involved claim" (even as a witness) somehow appears. I had an incident where I witnessed an accident where there were 5 claims and there are 5 separate entries. Out of 24 entries in the insurance database, only 3 were accidents I was directly involved in, and none of them were "at faults".

Another fact, when it comes to citations (especially accidents) - if the cop DID NOT WITNESS IT, he CAN'T TESTIFY TO IT (which means he likely won't even show up to court). Example: I made a left turn on a green light, guy was speeding (coming my way) and clipped my rear quarter. Like (and there were witnesses) speeding so fast, it took him a full city block to stop after he hit me. Cop wrote me for Fail To Yield Right Of Way while turning. Told me not to waste my $$ on a lawyer, because he didn't actually SEE IT, so he wasn't even going to come to court. Case dismissed.

As Rainy said - truck stops, shippers/receivers are private property. Most of the time - a cop won't even come and investigate.

Rick

Shipper:

The customer who is shipping the freight. This is where the driver will pick up a load and then deliver it to the receiver or consignee.

CMV:

Commercial Motor Vehicle

A CMV is a vehicle that is used as part of a business, is involved in interstate commerce, and may fit any of these descriptions:

  • Weighs 10,001 pounds or more
  • Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
  • Is designed or used to transport 16 or more passengers (including the driver) not for compensation
  • Is designed or used to transport 9 or more passengers (including the driver) for compensation
  • Is transporting hazardous materials in a quantity requiring placards

Dm:

Dispatcher, Fleet Manager, Driver Manager

The primary person a driver communicates with at his/her company. A dispatcher can play many roles, depending on the company's structure. Dispatchers may assign freight, file requests for home time, relay messages between the driver and management, inform customer service of any delays, change appointment times, and report information to the load planners.

DMV:

Department of Motor Vehicles, Bureau of Motor Vehicles

The state agency that handles everything related to your driver's licences, including testing, issuance, transfers, and revocation.

MVR:

Motor Vehicle Record

An MVR is a report of your driving history, as reported from your state Department of Motor Vehicles. Information on this report may include Drivers License information, point history, violations, convictions, and license status on your driving record.

Rainy 's Comment
member avatar

States differ too. My dad's autobody shop that I managed was in PA, but we lived in NJ. The laws and insurance operations were completely different.

My sister was 18 and a passenger in a vehicle that was rear ended. Even though my sister was not driving and NEVER had a license, her medical expenses were covered under my mother's car insurance. State Farm then sued the driver of my sister's vehicle and the driver had to sue the one who hit them. That is how NJ worked at the time.

I had a Mustang GT that was parked and totaled by a drunk. My company paid and it took 18 months to go after the other company. NJ sucks. The guy was arrested and lost his license for 30 days reckless driving but I still had to wait for my deductible!

In PA both the driver and passenger could directly sue the person who hit them and be listed as a claimant. And I could have filed against that other insurance directly. You can now be a claimant in NJ but many adjusters deny claims and want you to jump through hoops hoping you give up. I dont.

Defeat does not exist on this forum does it? No Rainy!

Failure does not exist on this forum does it? No Rainy!

Sorry... i had a flashback to Karate Kid

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