Not-at-fault Accident Affecting Insurance

Topic 27460 | Page 1

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Part-time Truck Driver's Comment
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Last August 2019, while I was waiting at a light, I had a pickup truck hit the car in back of me and push that car into my back bumper. Of course, I wasn't at fault and I got my car fixed free of charge. This week, I just went to apply for a class A driving job and was told their insurance was charging them high rates to insure me because of that accident. I don't know what to do. I've tried calling the state Texas (where it happened) and my insurance company (Progressive) but no one seems to have an answer for me. How do I take care of this so this accident stops affecting the insurance rates for any trucking company I apply at? I can't even believe I'm going through this.

Rob T.'s Comment
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Have you seen the accident report? 5 years ago my wife got rear ended and somebody made a clerical error. Both parties involved had the same last name at the time "Olson". It wasnt until we got a new quote for insurance that we discovered my wife was wrongly being put at fault. We took the report to our insurance agent and it was resolved in 5 minutes. If you provide the employer a copy of the accident/police report it may help them get a cheaper rate.

Cornelius A.'s Comment
member avatar

Yeah get your MVR , and see i you are listed on there as an at-fault driver or get your LexisNexis report you can call them @ Customer service: 1 (800) 543-6862... they are the one that report every accident to the insurance companies. Even though you were hit from the back, there is always a little surcharge that comes with it on your insurance because we all have heard of all the scammers who brake hard in front of you so can hit them so that they can file an insurance claim so there is always a presumed at-fault aspect in it in the eyes of the insurance companies

MVR:

Motor Vehicle Record

An MVR is a report of your driving history, as reported from your state Department of Motor Vehicles. Information on this report may include Drivers License information, point history, violations, convictions, and license status on your driving record.

Rob T.'s Comment
member avatar

Is texas a no-fault state? I've heard some states would still put you partially at blame just for being there

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