Friday Short Haul - Post-virus Speeds Return To Normal, $2 Million Insurance Minimum Proposed, WIT Looking To Honor An Influential Woman

Topic 28299 | Page 1

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DaveW's Comment
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In this Friday Short Haul - Post-virus speeds return to normal, Congress mulls a $2 million minimum for truckers' insurance, and Women in Trucking looking to honor an influential woman.

Friday Short Haul - Post-virus speeds return to normal, $2 million insurance minimum proposed, WIT looking to honor an influential woman

PJ's Comment
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These insurance increases are being pushed by ambulance chasing lawyers so they will make more. This is very much a special interest movement, disguised as traffic safety.

Old School's Comment
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PJ, I'm curious... How does a rate increase like that affect guys/gals like yourself who have their rig leased on to a large carrier? Will it affect your pay rate or percentage of the load? Is your insurance carried through the carrier? Do you have additional insurance you carry - such as "Bob-tail" coverage or some form of un‐laden coverage?

I honestly don't know how all that works, but always enjoy learning these types of things.

PJ's Comment
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OS I get all my insurance through my carrier. It is much cheaper since they are self insured. The tractor ins and bob tail is through them. Also they have a deal for workman’s comp as a package deal. They do it different on the cargo ins. They deduct that for that particular load off the linehaul. Most companies charge a blanket fee for that by the week. I’m not sure why we do it different for sure, but I think it is because it varies widely depending on the material

We carry a 5 million policy because of hazmat. They haven’t said anything about a rate increase. My percentage pay is inked in my contract.

My guess is if there are heavy increases it will effect the spot rate drivers worse than contract rate drivers.

In my opinion since most crashes don’t end up in nuclear verdicts but do hit the ins coverage limits these lawyers going after these cases want a bigger payday without putting in alot more work on a case.


Hazardous Materials

Explosive, flammable, poisonous or otherwise potentially dangerous cargo. Large amounts of especially hazardous cargo are required to be placarded under HAZMAT regulations


Linehaul drivers will normally run loads from terminal to terminal for LTL (Less than Truckload) companies.

LTL (Less Than Truckload) carriers will have Linehaul drivers and P&D drivers. The P&D drivers will deliver loads locally from the terminal and pick up loads returning them to the terminal. Linehaul drivers will then run truckloads from terminal to terminal.
PackRat's Comment
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The original drafter of this bill is a representative from PA. Guess what his wife does? She's a partner in a major firm that almost exclusively goes after truckers.

Guess who used to be in the same firm? The representative from PA that sponsored this bill.

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