Swift Debt

So recently I moved on from my first company; Swift and a couple weeks later they started calling me in regards to a student debt which I believed and had been told before I left I no longer owed a balance on. The contract I remember signing stated 6 months of employment and I’d be golden. Did that whole thing for a little under a year and still I owe them money.

I just wanna put the feelers out and ask anyone whose dealt with this/has any advice about it as to possible next steps before I do something stupid. Thanks in advance!

We have swifties here that can better explain.... But I thought swift had you stay two whole years before the schooling was free? Is it a veterans program?

You need to READ the contract not just remember it cause they can change from time to time.

Unless they've recently changed the contract, I recall others saying that they took our a certain amount of money each week for 1 year. After 1 year you can leave without penalty and they will begin paying you that money back. So if you stay for 2 years your schooling was free.

Unless you were on the veteran program, which I have no knowledge on, it's 13 months.

They take out the cost of the school every week while also reimbursing half every week for the first 13 months. At the end of the 13 months you can walk away and owe nothing. You end up actually paying half the school in the first 13 months because of the reimbursement.

In my case they took $75 a week out, but reimbursed me $37.50 every week as well.

For months 14 to 26 they then pay you back the other half every week so that at the end of 26 months your school ends up being free.

My case again, they reimbursed me $37.50 a week until the end of month 26.

If you quit before the end of 13 months you're on the hook for the entire amount including what was reimbursed to you.

Best thing to do is look at your paperwork and to talk to Swift directly. If you have the ability I would try and go back to Swift and hit that 13 month mark.

So recently I moved on from my first company; Swift and a couple weeks later they started calling me in regards to a student debt which I believed and had been told before I left I no longer owed a balance on. The contract I remember signing stated 6 months of employment and I’d be golden. Did that whole thing for a little under a year and still I owe them money.

I just wanna put the feelers out and ask anyone whose dealt with this/has any advice about it as to possible next steps before I do something stupid. Thanks in advance!

Read your copy of the contract or call Swift. Before you ask, YES Swift WILL send it to collections if you don't pay.