Profile For Scarlett F.

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    1 year, 6 months ago

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Posted:  1 year, 3 months ago

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Got rear ended. Liable Drivers Insurance not paying.

Please help with facts! I am in a predicament with getting a settlement.

Here are the facts: (I’m a Hotshot driver) I had a 6 month contract with my company before the accident. I was rear ended. My truck got totaled. It was the other drivers fault 100% proved by the Police report. The rental trailer I towed with had a separate claim. They are companion claims now. The trailer company is suing the liable drivers insurance for $25k b/c of their trailer getting damaged. Their reasoning is they have a “Contract for the trailer to be used (after we rented it) already signed for before the accident”

The problem: The insurance company has paid off the truck (since it was totaled) and paid off other damages b/c of the wreck. BUT, they are “considering” paying our 6 month contract, BECAUSE apparently the 6 month contract that got terminated (because of our truck not being able to fulfill running for the company) “Wasn’t due to the driver hitting us...” So they aren’t paying it automatically, only “considering.”

The ONLY reason we were not to continue our contract was because of this driver that rear ended us and totaled our truck. They are saying even though they are paying everything else, they cannot pay “future wages lost” even though that truck was our entire business and we lost it due to THEIR DRIVER ERROR.

This makes no sense as they are paying our “lost wages” but not “future lost wages” The truck was our business, we “lost business and future wages.” Please Help.

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