Profile For Bush Country

Bush Country's Info

  • Location:
    TX

  • Driving Status:
    Considering A Career

  • Social Link:

  • Joined Us:
    6 years, 7 months ago

Bush Country's Bio

Back in the oilfield.

Bush Country's Photo Gallery

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Posted:  2 months, 1 week ago

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Major Carrier fuel discounts

This is a photo of a ticket for fuel on the well site I am currently working on. We usually get four loads a day, so we are spending about $100k a day just for fuel. I am not sure how much it is marked up but it is the best I could come up with for the wholesale price of diesel. The dyed diesel is used in our frac pumps and is untaxed. The tax shown is on the clear diesel. We are getting this from a refinery in Big Spring, Texas which is only about 15 miles away. For comparison, the TA at Big Spring is selling diesel for $5.49 a gallon.

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Posted:  2 months, 4 weeks ago

View Topic:

Trucking Pay Big?

Me: " For instance, the S&P 500 has averaged a 10.67% return from 1957 to the end of 2021. That is the 50 year average. "

Dang it. That's 64 years, not 50. I need an embarrassed emoji.

For the record, the S&P 500 actually has 505 stocks in it. The index that became the 500 originally started in 1926 with 90 stocks, and has also returned an average of a little over 10% since then.

Posted:  2 months, 4 weeks ago

View Topic:

Trucking Pay Big?

Bush Country I appreciate it like I was saying to read the Mustache King cause I'd do a bad bad job of explaining those. if its alright I'd like to run my whole understanding by you though to make sure I've got it square since after all it's about my future. lol

Interest is the wrong term I see that now but the logic behind it was that since me and him are both youngins we could reasonably figure the return on investment would be closer to 10% since we're talking about the stock market as a whole over a few decades, that's why I say average cause its just an example for talking general. now what I mean by interest even if it's not the right term is just the pay off, twenty years down the road with the example numbers I'm giving at 10% you could start taking out the dividend the index fund pays towards that $64k each year and the rest of it set to automatically withdraw into your account, there would be less shares cause you sold some but over a few years the amount the rest will grow back could keep resetting you back to where you were when you started taking money back out. yeah this will all depend on what the stock market is doing at that time but give it a few years and it tends to keep going back up, also why you wanna set an amount higher than what you will live on and also why you take from the index funds before touching the 401k. sorry if I cant explain it better than that but that's kinda the way it goes if I was reading him right? thanks man

Danny K., to be clear, your thought process is correct. I chimed in to hopefully provide some clarity in terminology and the difference in earning interest and market returns. For the sake of discussion, you can use interest = return on investments. As long as you understand the underlying difference – that you are not going to get that 10% every year.

To give a personal example, I calculate my net worth at the end of every quarter. Our investments fell 18.84% between December 31, 2019 and March 31, 2020. That was when Covid hit. It has since come back, although I’m not looking forward to the calculation that I’ll do two days from now.

The point being you have to make allowances for things like that. As you said “yeah this will all depend on what the stock market is doing at that time but give it a few years and it tends to keep going back up”. That is spot on. It’s also the reason you cannot automatically withdraw 10% every year. Because there are some years in there that the market is going to be down over 30%. You can count on it. After significant drops, the market usually comes back fairly quickly. But there have been times that it took six or seven years to get back to where it was previously. The general rule of thumb is the “4% Rule”. This says that, over the course of a 35-year retirement, you should be able to withdraw 4% from your investments and never run out of money. Do a web search for that for a more in-depth explanation.

Here's the link to where I got my information on historic returns:

https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp

Posted:  3 months ago

View Topic:

Trucking Pay Big?

Thanks Bush Country - that was well said!

Some of the comments about "interest" were misleading and confusing.

Thank you OS.

Just trying to contribute to the "educate" part of this web site. I may not have much to say about trucking, but I've been investing for almost 40 years. Believe it or not, that response was edited for brevity!

Posted:  3 months ago

View Topic:

Trucking Pay Big?

The best advice I can give is to be a Mustachian. smile.gif see there's this guy Mr. Money Mustache who does a bunch of free advice on his blog about early retirement. the jist of it all is you get yourself in the habit of spending less then you make and you start putting a chunk of that extra money in index funds. I'd do a crappy job of explaining those but search for what he has to say about it. one of the safest ways to invest over the longterm and get good returns and if you start now when you're this young you'll be sitting pretty down the road. I'm putting 10k in at the end of my first year and plan on doing that again each year, maybe 20k if I can start to swing it. so now if your averaging 10% return on investment per year which is how the index funds go and I keep on putting 10k in each year, in 20 years that's $430,000 interest earned. now at that point you got $640k total and if you stop putting money in then you still average $64k interest each year, that's most people's whole salary, but it's free money each year, sacrifices in the short term pay off big in the long run.

I've read some of Mr. Money Mustache as well as some others in the FIRE movement. I also follow the Minimalists. I agree with them both and, in my opinion, people would be much better off financially and emotionally if they could learn to distinguish the difference between wants and needs.

I'm in complete agreement with your method of consistent investing, and index funds are the best way to go for people that don't have the time or interest in spending a lot of effort on investment education & research.

There is a difference between interest earned and average rate of return in the stock market. The statement above, "....you still average $64k interest each year..." is incorrect. It is an average investment return, not interest paid, and to realize that money, one would have to sell part of the asset (index mutual fund).

An investor earns interest on interest bearing cash deposits, like a savings account or certificates of deposit. The initial deposit (principal) is essentially not at risk, and once the interest is paid, it doesn't go away either.

One is NOT earning interest if invested in a stock market index fund. Both the initial investment and any reinvested returns are constantly at risk in the market. For instance, the S&P 500 has averaged a 10.67% return from 1957 to the end of 2021. That is the 50 year average. Between October 2007 and March 2009, the S&P 500, and thus, an S&P 500 Index Fund, fell by 46%. So a $500,000 account in October '07 was worth about $270,000 by March '09. But then a 10 year bull run started and if one had $500,000 in the fund at that point, by the end of 2019 it would have been worth around $1,250,000! The S&P took a 20% hit in 2020 with the C-19 panic ($500k became $400k !).

Mutual funds, whether indexed to something like the S&P 500, or not, lessen an investor's risk. Investing in individual stocks can yield both better returns, as well as higher losses. I've had stocks I made a lot of money on. I've also had stocks that I lost my entire investment!

Posted:  6 months, 3 weeks ago

View Topic:

Dry Bulk

Frack sand was (is) hauled this way big time as well. There was an outfit trying to break into frack sand using what seemed to be similar to 20' intermodal containers, my brother was talking about that a lot in the last couple of years that he was doing oil field pneumatic hauling. Seemed to be a more efficient method. No real extensive driver down time to load or unload - like picking up a railyard load - the box gets dropped on your chassis and you haul it to the site where they lift it off and give you an empty to haul back.

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Frac sand is still hauled in pneumatic trailers as well as the boxes. The boxes are about 10 ft long and 8 ft wide and hold an average of about 42k lbs. The one in the picture is the provider I am currently using on a five well pad in the Permian Basin. Yes, the name of the company is "Sand Box". There are others using this method as well, with slight variations (due to patents) in how they work and capacity. In addition to the pneumatic and boxes, the third method is hauling sand in belly dumps. I immensely prefer the boxes. They produce a lot less dust than pneumatic transfer, and, as Mr. Curmudgeon mentions, there is little downtime to get them offloaded on location. It is done with a (really big) forklift in less than 5 minutes.

Posted:  6 months, 3 weeks ago

View Topic:

Empty trailers, high winds and a bunch of things I can't wrap my head around

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Davy, I recently read a comment that there are only 30 to 40 regular contributors here on TT. That negatively amazes me. I’ve recommended this site to dozens of drivers and I don’t know of even one who has become a contributor. It’s very frustrating to me because I’ve learned so much here. It is so valuable to have a place to ask questions and get solid advice and information. I guess much of the general driver population is stubborn and anti/progressive. I want to help other drivers but it seems rare to find anybody who wants continuing education. Human nature is a confusing thing.

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Lots more people read things here than those that join, while some do join and never post anything.

Even though I drove for only a short time last year, I still read the threads on here. I often have an opinion but I don't comment because I'm not a driver. Kind of like not wearing my Harley Davidson T-shirts after I sold my bike.

So one opinion I have is that everyone considering a driving career should have a month or so of required reading on here. Especially some of the training diaries such as Davy's epic one. Because of that, I had zero surprises when I went to Knight's school last summer.

Y'all are doing the industry a service by having this web site. I wish that more people would use it.

Posted:  10 months ago

View Topic:

Offered nice cushy local no touch with Knight...but I don't want it.

James,

I don't even have my CDL yet so I highly doubt they'll give me that route. :) Further, I've heard that knight won't hire people that have over a year of being unemployed in the past 3 years, so they wouldn't hire me anyway.

Perhaps it's something I will shoot for in the future. (I'm in California, by the way.)

If you are interested in Knight, talk to a recruiter (I am not one). If they say no, you haven't lost anything. I was unemployed from March 2020 until June 2021 and they hired me.

Posted:  10 months ago

View Topic:

Is there hope for my Trucking career?

To anyone watching this thread:

I failed my permit test miserably! i spent 3 hrs trying to get my paperwork in order while dealing with surly DPS bureaucrats. when I got to the testing area, i was all frazzled having been there as long as i had wearing 2 masks and dealing with no less than 6 different people trying to get tested.

I sit down and the first 7-8 questions look nothing like what I have studied so far across three different testing platforms and multiple youtube videos.

I dragged my ass out of there with feeling pretty frustrated, but I will be back!

Have you been back to re-test? If not -

Be sure to download the Texas Commercial Motor Vehicle Drivers Handbook from the DPS. There is an additional chapter (Section 14) that is specific to the Texas test. It is the first section of the test given, and you have to pass it to continue to the other sections. If you did all of your studying for the permit online, even the High Road program, you will not have seen this information.

I failed my written permit test the first time I took it because of this section. I saw it and read it but didn't really study it. Live and learn as they say.

Posted:  10 months ago

View Topic:

Knight Transportation, in Phoenix, in July. What the ...... was I thinking?

Thanks for the update; I hear ya!

Any chance of going BACK to Knight, at some point??

~ Anne ~

Anne,

Isn't your plan to get back on the road in a little over a month? Are ya counting the days?

If I were to have to go back to driving, then Knight would be my first choice. I have no complaints about them.

But (ain't there always a "but"?) -

I cannot see going back to driving unless the oilfield has a repeat of March, 2020. With the current regime trying to kill the oil business, I reckon that's always a possibility.

Posted:  10 months ago

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Knight Transportation, in Phoenix, in July. What the ...... was I thinking?

Any new updates this quarter, Bush Country?

The training was great. I went solo for awhile, then the oilfield called. As we say in the oil patch - cash talks, bs walks.

So I'm back in the oilfield for now.

Posted:  1 year, 1 month ago

View Topic:

Whats a reasonable expectation for weekly miles and what am I capable of?

(By the way, what is your governed speed with your company?)

FWIW - Davy, Old School, and I are at Knight. 63 on the pedal, 65 on cruise.

I am finishing up my time with my trainer and have set my initial goal to be 2500 a week. If I can do anything over that it’ll be lagniappe.

Posted:  1 year, 1 month ago

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How to get over bad experiences?

While I have little experience, and Im not a flatbedder, My DM specifically made sure that I request my home time in writing both over the Zonar (qualcom) and via text to him. He also said to remind him as I started getting close to it. In addition, barring an emergency, they need at least two weeks notice if possible so that they can get it routed that way. I also let him know if Im flexible on the dates or if they are hard dates.

Guess what Im saying is that perhaps to prevent that type of thing from happening again, communication is the key. I was vague and ambiguous the first time I requested home time and as a result, they just kept running me until I clarified the protocol.

Thanks for posting this Davy.

Posted:  1 year, 1 month ago

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Knight Transportation, in Phoenix, in July. What the ...... was I thinking?

I'm so sorry for the loss of your mom, B.C. ~ Sincerely.

Glad training is going well for you, tho! I'm excited for the next 'week' coming up, for ya! Pix of the truck, when you get it!! :)

~ anne ~

Thank you Anne.

She had vascular dementia and had been in decline for over a year. She was almost 92 years old. It has been said that dementia is “the long good-bye”. I agree with that. I chose to go ahead and get my CDL when I did because I had no way of knowing when she would go. It could have been a couple of more years.

In training news - I had a 610 mile day yesterday followed by 550 today. Since my trainer has been driving a little too, I’m running on recaps and getting good miles. Four days to go!

Posted:  1 year, 1 month ago

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Knight Transportation, in Phoenix, in July. What the ...... was I thinking?

Hi. I know you are busy with training, any updates if you have a moment to squeeze them in? Hope all is going well.

Yep, staying busy.

I got started later than Stephen T. because I ended up with an extra week off. I finished in Phoenix on a Friday and got home Saturday morning. My Mom, who had been in memory & hospice care passed away on Sunday. I spent most of the week dealing with that.

Week 1: El Paso to Memphis, back to El Paso, back to Memphis, then Kansas City, Omaha, Des Moines, back to Memphis. Currently on a local run and live unload. After this, it is over to another customer and a live load going to Cheyenne, WY.

I have an excellent trainer. After reading so many horror stories about trainers I realize I have been fortunate. We got to the terminal early last night and spent a little over an hour practicing backing, before laundry & a shower. We set out some cones to give me a restricted space instead of using all the room available. One of the backs I did, which is sort of non-standard, is a 180 back into a space three truck widths over. Set up is everything!

One more week with the trainer, then I test out and get my own truck.

Posted:  1 year, 1 month ago

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58 to old?

I am 63 and starting my second week on the road with my trainer.

Posted:  1 year, 1 month ago

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Knight Transportation, in Phoenix, in July. What the ...... was I thinking?

Any updates, Mr. Bush Country?

Hope all is 'moving right along,' good sir!!

~ Anne ~

It seems there's a shortage of trainers so I am - finally - meeting up with my trainer in El Paso tomorrow. First load is going to Fontana. Yay! Los Angeles on 10 for my first load. What could be better?

Posted:  1 year, 1 month ago

View Topic:

Question

Is there any place on this site where i can find how exactly how the process of getting a sponsered trucking company works from start to finish? I need to start getting my ducks in a row. I dont know if they do all checks on a potential driver before I make the journey or when I get there? Will I know if im accepted before I get there? f I am do they give me time to go back home and finish closing my life b4 I actually start? I need to know because I have to let go a disabled man I take care of who lives with me but I cant until I know for sure if i am accepted by the company. once I let him go theres no getting him back. If I have to be at the company for all the process and accepted or not I could always put him on respite for a couple weeks tillI find out and be able to come home straighten things out here then start school. Thanks

Here's how it worked for me at Knight Transportation: I applied online. I talked to a recruiter. I was hired (accepted into CDL school). I went to Phoenix, did the three week school, and passed the CDL exam. I did an additional week of training that Knight calls Top Gun. I went home, went to the DPS (other states - DMV), and got my paper CDL. I am now waiting on a trainer. It looks like it will be 3 - 5 more days until I get with one. I think the wait is usually shorter. I have used the additional time to study for and pass the written exams for Hazmat and doubles/triples.

When you are going to Knight, you are hired as an employee. Your first day of employment is the first Monday of CDL school. The current rate of pay is $480 a week. It defrays your expenses but does not cover them completely, unless you figure out something cheaper than staying in a hotel. The company does not pay for your transportation to school, the hotel room, or meals. Since you are becoming an employee, all of the background checks will be done before you are hired. This also means you have a job as a driver upon passing the test for your CDL. I would advise having everything in your home life taken care of before going to Phoenix because, depending on availability, you may be sent out with a trainer OTR as soon as a day or two after passing the CDL exam.

I hope this helps. It will at least give you a comparison for what other companies do.

Posted:  1 year, 1 month ago

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An absolute nightmare.

I know National Crime Information Center reports are "fuzzy" meaning they will report records of people with similar names, birthdates, and social security numbers. But NCIC reports are not available to the public or third-parties. But the reporting agency that the background check company uses may have the same "fuzzy" search process and the record they pulled shows an arrest of someone with a similar date to your accident. Ask the background check company what system they are using for their search and see if you can get your own report from them.

I can attest to the "fuzzy" part. There is an individual in a different state than me that has the same exact name and birthday. He has been incarcerated multiple times. When I applied at Knight, I told the recruiter that it was likely to show up on my background report. It did. Thankfully I have a solid work history, including the times when the other individual was in prison. It also helps that he is a different race. If I apply for any other jobs in the future, I still expect this to show up even though I've filed the paperwork to have it removed. IMHO the people that perform these background checks throw anything on the report that is even vaguely similar and don't care about the consequences for the person it hurts.

Posted:  1 year, 1 month ago

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Looking for advice on whether or not to get into trucking

I'm in north Mississippi, I know there is an Old Dominion and a Southeastern depot about 20 minuets away from where I live. I guess my next step is to turn in the application to the trucking school here and get started. If I can get something local that will take the only reason I had not to do it out of the equation.

Averitt Express has a terminal in Belden, between New Albany and Tupelo, as well as one in Waites. They hire new graduates out of driving school. I have some interest in the company but I'm with someone else right now.

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