One Very Good Reason To Stay Right Where I Am....

So as I mentioned in another post I would make a separate post and tell what happened this past week while I was on home time.

Let me start out by saying I take some very expensive medication. $2842 dollars worth for a 30 day supply. Does not matter what kind. Point is...it's freaking expensive. If i dont take it then it's not the end of the wolrd. I won't die. It's just something i am better off taking in the long run. But anyway.....

After 4 and a half years i decided it would be time for me to start taking it again and went to see my doctor and got a script for it. Let me say the reason. I did not take it for so long is i did not have the $3000 co-pay it was going to cost me to get it started again. Yes it's that expensive that my previous insurance wanted me to pay my entire deductible up front before they would pay anything.

Then got all my blood test done at the doctors office in which I had to have two very different test done which also cost alot. $800 for one test and $500 for the other test. Past those with a clean bill of health such as it is and headed out to see what the meds were going to cost. Since I have the money now I had already decided if my new insurance said to pay up front I would do it since the rest of the year would be free since I was going to pay the deductible up front.

I turned in the script and waited nervously as I just knew I was fixing to spend alot of money. They call my name and I went to the counter and was told how much it was going to be......I about passed out and almost peed myself with relief. My insurance covered everything except $40. I had to ask them 3 times what I really owned for the meds.

So about $4100 in medical cost and all I had to pay was a simple $40 co-pay fee. Not to bad. So $2842 dollars a month for meds. Thats $34,104 per year that the insurance is covering. If you look at it that is like an extra $34,104 I am making per year to cover my meds. Completely and totally awesome.

So yeah if nothing else insurance at Werner , at least to me, is a very big reason to stay right where I am and never leave. It also helps that I am getting plenty of miles and I am very happy so far at Werner. No complaints from me.

Looking at the bigger picture I am on track to make about $52,200 this year and if you add on what the insurance is covering and not coming out of my pocket that would be about $86,304 a year.

Why the hell would I leave a company that gives me plenty of miles and excellent insurance? Basically why would I leave a company that I am basically making $86,304 a year at doing what I love to do? The answer is i wouldn't!

So in closing I just wanted to brag on the insurance that Werner provides its drivers. In case anyone was curious between health, dental and vision insurance I pay a little over $52 dollars a week. Of course I opted for the top in each categorie.

That is absolutely incredible, and one of the reasons i am happy with my new career choice. the last company i worked for insurance cost 86 dollars a week for the family with a 10,000 dollar deductible. Not to mention the copay's where around 60 just for a doctors visit. heck it was cheaper to just pay for a doctors visit out of pocket because my doc only charged me 29 if i didn't use my insurance. My wife would have cried at the register if that happened. I'm really happy for you.