Hola Armando,
The first thing you need is a business plan that will tell you on paper if your business will make money or lose money. This is a necessity before you purchase a truck. The plan will include what customers you will have and what freight will be. Plus all your operating expenses, including insurance. Get help with if you need to. Don’t wing it. Many drivers have failed to have a solid business plan and lost their money.
Do you have customers already lined up? Do you know what your rates will be? These things are critical.
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I've been driving OTR for 2 years and I want to buy a truck but I can only afford a day cab. What would I have to do to get started working local with a day cab?
OTR:
Over The Road
OTR driving normally means you'll be hauling freight to various customers throughout your company's hauling region. It often entails being gone from home for two to three weeks at a time.
Day Cab:
A tractor which does not have a sleeper berth attached to it. Normally used for local routes where drivers go home every night.