Short Term Disability...

Topic 14238 | Page 1

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Ahmalia's Comment
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Just sharing something I learned the hard way. If your company insurance offers short term disability...take it.

MindFreak's Comment
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I have been wondering how things were going for you. Sorry to hear that you don't have the short term disability plan. You are in my thoughts and prayers..both for your financial situation and for your health. Keep us updated.

Rick S.'s Comment
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This is a VERY IMPORTANT POINT that Ahmalia brings up.

Most people consider, in trucking - that in-the-line-of-duty INJURY is the only thing that would take them off the road for short/long term, and that would be covered by Workmans Comp (in most cases).

Very few folks would think about a possible medical condition that might DQ them from driving for a short/long term period. And most of this stuff comes STRAIGHT OUT OF THE BLUE, with no warning or pre-existing condition to predict it.

AFLAC (the Duck) is one of the more popular ones - they're not expensive and pay decent benefits.

I had researched this for myself, but being self-employed - I couldn't get a policy for myself (outside a group policy availability).

READ THE TERMS of whatever policy your company might offer. Things like exclusions and waiting periods are important.

Thanks Ahmalia, for bringing up this important issue.

Please keep us posted on your diagnosis and progress towards recovery and getting back on the road.

Rick

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