Medical Insurance And The Cost...

Topic 15153 | Page 1

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Devil's Comment
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Let me start out with a little background on myself. I drove for a very large towing outfit in Birmingham Alabama for a little over four years. I was a Heavy Duty driver towing tractor trailers, garbage trucks, cement trucks etc. and ran our lowboy and drop deck trailer in the South East. I havent driven commercially since 2010 so I'm having to re-visit some aspects of my training wherever I land.

In researching a multitude of companies I find that benefit information, more specifically cost of medical insurance is hard to come by. Some companies have been a little more transparent and by request have sent me info on who the insurance is through, the plans available, and the premiums while others will simply tell you that "We have several plans to choose from..."

I have narrowed my list of potential employers and all I'm lacking is some benefit info. If anyone on he has some specifics I would greatly appreciate it.

Family of Four, Husband Wife, and Two Children is what I'll be insuring. So basically Full Family Medical.

Looking strongly at Wil Trans/Jim Palmer etc., Prime, KLLM, and JBS

Any info would be great. Thanks

OWI:

Operating While Intoxicated

OOS:

When a violation by either a driver or company is confirmed, an out-of-service order removes either the driver or the vehicle from the roadway until the violation is corrected.

Diver Driver's Comment
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I drive for Prime. The medical insurance is pretty expensive for the first year. 60 bucks or so / week. HOWEVER, after the 1 year mark, it drops to the 20s. You can go through the 1st year and not get the insurance, then on your 1 yr anniversary, come in and you get the insurance at the lower rate. I have the VA, so I don't have any issues with Obama care.

Good luck

C T.'s Comment
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Only 60? What's your deductible?

Devil's Comment
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I actually just got an answer from a driver i found online and his family coverage with Prime is a little over $300 per week. It looks like Wil Trans is in the $250 per week ballpark for family coverage. I hope peopl find this thread and share their knowledge on this subject. We get so hung up on miles and pay per mile, I feel it would do anyone well to dig deeper when deciding on a company. Hopefully more info to follow.

C T.'s Comment
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Maverick is 110 a week for families. McElroy I think is 55 but I don't remember. Averitt also has affordable plans, don't remember the numbers from school though.

Devil's Comment
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I found Roehl's medical coverage (Gold Plan) for $133 per week with the option to add dental and vision for around $25 more. Their silver plan was in the $70 range per week range.

Truckin Along With Kearse's Comment
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At prime for a single I pay 66 per week. At my one year it goes to 22 per week. My copay are $50 for doctor and 30% for ready health care. What I found interesting is that I have NO copay for my $150 medication.... my birth control every month is free. My antibiotic was $2.

When I considers this savings I make out better with the higher doctor copay. Unfortunately they only offer two plans. They do have vision which I pay like 8 per month... dental ... and the life and disability insurances are like 20 per month. Other than. The medical portion the rest is actually cheaper and better than what I had as a federal employee

Devil's Comment
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Thanks for the info yall. May e even more people will share what they can and give a new driver or just someone looking to make a move i little more insight. Thanks again

Susan D. 's Comment
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What I pay for family coverage (because i cover 2 kids) at West Side Transport is about $140 a week. This, however includes the addition of everything that they offer like short and long term disability, maxed life insurance, accidental injury coverage, dental, vision. We have Blue Cross Blue Shield with a copay of $40 and specialist copay of $75. Our prescription coverage is fantastic. His bp medication literally costs him just under $5 for a 90 days supply. My codriver covers himself and 1 child with all the same add-ons and his is about $85 a week. Yes, there's a huge cost gap between parent and 1 child vs the family coverage, but its still pretty reasonable I think. All preventive care (thanks to the ACA) has no copay at all.

Sambo's Comment
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Appreciate this thread. i too was wondering about this. I will need single coverage, no kids, medical, dental, and vision, with a little bit of life insurance added. I don't really need much, so was hoping it wouldnt be too expensive. If I can get coverage for about $80/wk, I think that would be pretty close to what I was thinking.

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