DAC & Unpaid Loans

Topic 15251 | Page 1

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David M. "The Amazin Caju's Comment
member avatar

Gyys n gals, im wondering, can you get a mark on your DAC for an unpaid loan? I had some very serious family issues and had to quit my driving job with a Dallas carrier before my year was up. I hated doing it and im making much less money at the new local job but it had to be done. I just got a call from some firm telling me that if I dont come up with X dollars by monday that they will file complaints with DOT , credit bureaus, DAC and some other place. They tell me that these complaints will render my license unusable and I will become unemployable. I have no experience with this. I know I violated a holy law by quitting after 6 months. I didn't want to, I just had to. I talked to the Dallas carrier before and after and they were very nice about it all and told me to call them when I was able to come back, which I still intend to do. So im kind of shocked and surprised to hear all of this. Anyone know whats up with this firm's threats? Are they valid? Thanks and sorry for violating a holy.

DOT:

Department Of Transportation

A department of the federal executive branch responsible for the national highways and for railroad and airline safety. It also manages Amtrak, the national railroad system, and the Coast Guard.

State and Federal DOT Officers are responsible for commercial vehicle enforcement. "The truck police" you could call them.

DAC:

Drive-A-Check Report

A truck drivers DAC report will contain detailed information about their job history of the last 10 years as a CDL driver (as required by the DOT).

It may also contain your criminal history, drug test results, DOT infractions and accident history. The program is strictly voluntary from a company standpoint, but most of the medium-to-large carriers will participate.

Most trucking companies use DAC reports as part of their hiring and background check process. It is extremely important that drivers verify that the information contained in it is correct, and have it fixed if it's not.

Old School's Comment
member avatar

David, it's heavy handed bill collecting.

The bill collector can't put anything on your DAC. Only your employer can do that. If the collection agency is just a branch business of the motor carrier I suppose they could get away with it. Personally I think they are trying to scare you into some kind of action.

The best way to stop collection calls is to initiate a civil conversation with them where you tell them how much you can pay monthly and after the two of you agree on the terms, start doing what you agreed to. You'll need to take care of it, just do what you can and make sure you stick with the agreement. Don't agree to more than you can handle. If all you can spare is twenty bucks a month, then do it faithfully. If you ignore them, or back out of an agreement you're just putting yourself in a more trying situation.

DAC:

Drive-A-Check Report

A truck drivers DAC report will contain detailed information about their job history of the last 10 years as a CDL driver (as required by the DOT).

It may also contain your criminal history, drug test results, DOT infractions and accident history. The program is strictly voluntary from a company standpoint, but most of the medium-to-large carriers will participate.

Most trucking companies use DAC reports as part of their hiring and background check process. It is extremely important that drivers verify that the information contained in it is correct, and have it fixed if it's not.

David M. "The Amazin Caju's Comment
member avatar

Interesting Old School. Thanks. Seems wrong to mess with a DAC for something unrelated to driving.

(Naturally i'll cough up what I can. I believe in paying my debts)

DAC:

Drive-A-Check Report

A truck drivers DAC report will contain detailed information about their job history of the last 10 years as a CDL driver (as required by the DOT).

It may also contain your criminal history, drug test results, DOT infractions and accident history. The program is strictly voluntary from a company standpoint, but most of the medium-to-large carriers will participate.

Most trucking companies use DAC reports as part of their hiring and background check process. It is extremely important that drivers verify that the information contained in it is correct, and have it fixed if it's not.

David M. "The Amazin Caju's Comment
member avatar

Meant to say thanks

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