Health Insurance
Topic 20881 | Page 1
Good grief...
Considering more than half of the students who attend Paid CDL Training Programs never make it to their 30th day, it's a moot point. Of the 30+ people who showed up for day when I went to school, only 6 graduated, able to pass their CDL tests. Please remember George, when you are in school (Swift), you are NOT an employee, therefore you do not qualify for any company benefits until your actual start date.
Two things I will reply with:
If you are injured on the job (including, it's covered under the Carrier's Workman's Compensation insurance. Every employer must have this and "why" you did not make a claim for your previous injury, is troubling.
Second, if you are gainfully employed now, a continuation of your current HealthCare insurance is provided (guaranteed) under COBRA. 90 days wait on health insurance is customary for most companies, trucking or otherwise. There is also the Affordable Care Act market place, you should be able to apply for and get basic insurance to cover the gap created by the 90 days at a lower cost than COBRA.
George,...do you really want to be a truck driver? Did you read the information I sent to you in your other post (the three links)? Honestly, your posts do not reflect much more than an attempt to confirm your apprehension.
CDL:
Commercial Driver's License (CDL)
A CDL is required to drive any of the following vehicles:
- Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
- Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
- Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
- Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
Only company I know of is Mclane Foods. They offer insurance your first day (according to the radio ads I keep hearing). However you'll be physically unloading your trailer, which u believe is a 53 footer. In some areas they send you and someone else out in a sleeper cab, on a run they expect to take ya over 20 hours
I don't believe McLane has a company sponsored school or that they hire inexperienced new drivers, but I could be wrong.
If anyone is injured while on the job, GTown is correct.. that's a workman's comp claim. The 90 days wait for insurance is very standard, for obvious reasons. A rare few companies offer insurance from day one to EMPLOYEES, but I've not heard of that for truck drivers.
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I have noticed at least with the Several Companies I am considering as a New CDL driver that most health insurance is not available until at least 60 or 90 days being employed. Do any companies you know of provide Health Insurance within 30 days? Otherwise, if we get hurt in training or shortly thereafter before the Health Insurance is available at 60 to 90 days the hospital bill could be HUGE. I had this happen to me while waiting 30 days on my previous job for the Health insurance, and had to pay 100% of my hospital bill-$15000!
CDL:
Commercial Driver's License (CDL)
A CDL is required to drive any of the following vehicles:
HOS:
Hours Of Service
HOS refers to the logbook hours of service regulations.