PRIME, Advice And Questions

Here's a tip that will greatly help you prepare for the permit tests. You said...

I have been studying the manual and trying to gear my self up for the change as it is huge.

I would ditch that plan and go with studying the High Road CDL Training Program. That will make a huge difference in your ability to grasp and retain all the information you need to know. It will give you a tremendous headstart over the other students and will likely get you connected with your first trainer much quicker.

This is good advice. Thank you to TT for providing this awesome training tool!

Thank you,Rainy. I read through that other post. I guess the biggest thing is going without a paycheck for 2-4 weeks. It would be different if I had a spouse who was working, but being a single guy (who is already behind on some bills due to fluctuating work schedule as it is) do I want to really risk losing my phone, having lights turned off or anything else (looking worst case). I was leaning toward PRIME (I have heard and read alot about them and the training) and I hate to look at the hard reality of the weekly pay while in training. It may be better to go with a lower CPM to start and just try to run harder then to risk falling further behind.

Everyone here has been helpful and I appreciate that. There are a lot of things to take into account and I have got some more homework to do I guess. I have been able to whittle my bills down but not sure if I can swing the couple weeks without a check. Who ever said adulting was easy.......lied. it is almost too much to absorb at times.

Contact your debtors and explain you are starting a new career and you will be paid very little for the first couple of months. See if you can work out a payment plan to pay them something to show good faith during your training. Many will work with you.

Agreed.

I was nearly bankrupt when i came to prime but couldnt afford the $2500 to file for bankruptcy! lol

When i went into training, i negotiated lower payments on the credit cards for one year, got a two month deferment on my car, got my car insurance reduced due to reduced miles being driven, and the utility companies put me on a budget plan to reduce my payments. i even gave my landlord half at a time instead of one lump monthly payment.

Talk to the creditors. see what they say. most will work with you because it is cheaper than chasing you for it. but keep to your promise and call to re negotiate. if you promised $50 but can only give $25 this.month, call ahead and tell them.

i paid off $62,000 in debt and am now free and clear!!! whoo hoo!!! My credit score went from 505 to 766, and i now have $$$$ in high yield savings accounts and $20,000 in my 401k. life is sweet.

it takes innovation and determination. i ate quite a few deli sandwiches the first couple of months. even though im at one of the highest paying companies for newbies and i got miles, i still needed to tighten my purse strings. all well worth it.

Plus, many new drivers get wrapped up outfitting the truck with toys like TV and fridge instead of paying bills.

this sounds like an article is needed lol.

Nice Rainy!

I guess I should have finished the thread before offering advice. But, it reinforces the excellent advice Rainy gave you

Thank you,Rainy. I read through that other post. I guess the biggest thing is going without a paycheck for 2-4 weeks. It would be different if I had a spouse who was working, but being a single guy (who is already behind on some bills due to fluctuating work schedule as it is) do I want to really risk losing my phone, having lights turned off or anything else (looking worst case). I was leaning toward PRIME (I have heard and read alot about them and the training) and I hate to look at the hard reality of the weekly pay while in training. It may be better to go with a lower CPM to start and just try to run harder then to risk falling further behind.

Everyone here has been helpful and I appreciate that. There are a lot of things to take into account and I have got some more homework to do I guess. I have been able to whittle my bills down but not sure if I can swing the couple weeks without a check. Who ever said adulting was easy.......lied. it is almost too much to absorb at times.

Contact your debtors and explain you are starting a new career and you will be paid very little for the first couple of months. See if you can work out a payment plan to pay them something to show good faith during your training. Many will work with you.

You'd be surprised how simple and easy this works. Biggest thing us communicate, communicate, communicate