Getting Insurance & Operating An Authority In One State,residence & CDL From Another

Topic 26501 | Page 1

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Big A$$ T.'s Comment
member avatar

I'm a FL resident but found out I can save quite a bit of money on insurance in another state. Can I register my authority in that state and be an owner/operator with a FL CDL? Any potential issues with the insurance company? Would they be able to insure me at the lower rate in that state with a FL CDL? Thanks

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
Old School's Comment
member avatar

Hey Big T, this isn't really the kind of advice we're here for. We focus on helping newcomers to trucking figure out how to make a good start into their new trucking career.

If you are new to this, then you've already started down a pretty tough path. You are already realizing the need to cut expenses. The cost of being in the trucking business is very high when you compare it to the revenues. That's why most successful trucking companies have operating ratios typically around 97%.

You can find some great answers to your question over at OOIDA.

OOIDA:

Owner-Operator Independent Drivers Association

Who They Are

OOIDA is an international trade association representing the interests of independent owner-operators and professional drivers on all issues that affect truckers. The over 150,000 members of OOIDA are men and women in all 50 states and Canada who collectively own and/or operate more than 240,000 individual heavy-duty trucks and small truck fleets.

Their Mission

The mission of OOIDA is to serve owner-operators, small fleets and professional truckers; to work for a business climate where truckers are treated equally and fairly; to promote highway safety and responsibility among all highway users; and to promote a better business climate and efficiency for all truck operators.

Cornelius A.'s Comment
member avatar

This is a situation i come across quite a bite : The insurance rates in FL for people running under their own authority should be considered criminal. So i see a lot of FL people registering their authorities in different states. Some company will want you to get a license from that state within 30 to 60 or they will cancel, some will not insure you while others wont give a sooth about where your license is from. But when you do so always make sure that you also rent a parking spot in that state even though you might not be garaging there for some will rate you by your garaging address. Hope that helps

I'm a FL resident but found out I can save quite a bit of money on insurance in another state. Can I register my authority in that state and be an owner/operator with a FL CDL? Any potential issues with the insurance company? Would they be able to insure me at the lower rate in that state with a FL CDL? Thanks

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
PackRat's Comment
member avatar

OOIDA

NASTC

OOIDA:

Owner-Operator Independent Drivers Association

Who They Are

OOIDA is an international trade association representing the interests of independent owner-operators and professional drivers on all issues that affect truckers. The over 150,000 members of OOIDA are men and women in all 50 states and Canada who collectively own and/or operate more than 240,000 individual heavy-duty trucks and small truck fleets.

Their Mission

The mission of OOIDA is to serve owner-operators, small fleets and professional truckers; to work for a business climate where truckers are treated equally and fairly; to promote highway safety and responsibility among all highway users; and to promote a better business climate and efficiency for all truck operators.

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