Mercer Trailer Lease – What Happened After They Took My Trailer Back

I’ve been hesitant to post this, but after everything I’ve experienced, I feel like other drivers need to hear what happened — especially anyone considering a lease with Mercer.

A few years ago, I entered into a lease-purchase agreement for a flatbed trailer through Mercer Transportation. I hauled under their authority for several years and made consistent lease payments. Toward the end of the lease term, Mercer suddenly terminated my contract. They then refused to accept further payments, demanded I return the trailer, and eventually repossessed it.

I thought that would be the end of it. But instead, Mercer sued me — not just for the supposed remaining balance, but for the full trailer value, plus over $60,000 in alleged attorney’s fees, even though they had already repossessed the trailer.

To make it worse, they filed a judgment abstract in a Texas county where I didn’t even live, using a handwritten dollar amount that was never awarded by any court. I’ve been tied up in legal battles ever since.

I’m not sharing this to complain — I have the court records, the lease agreement, and all the documents to back this up. I’ve now filed a lawsuit of my own, challenging how Mercer handled all of this — not just the repossession, but the inflated judgment and what I believe were fraudulent and abusive tactics.

Recently, I did a search of online court records in Texas, and I found other cases where Mercer has sued drivers under very similar circumstances. This looks more and more like a pattern of abuse tied to their lease program, and I’m now trying to find others who may have been affected.

Has anyone else been through something like this with Mercer?

Contract terminated near the end of your lease?

Trailer repossessed after consistent payments?

Hit with a massive lawsuit afterward?

If so, I’d really like to hear your story. You can post here or message me directly. We might be able to help each other, compare notes, or just figure out what’s really going on.

I’m organizing my documentation now and may start posting the full timeline and legal filings soon.

If Mercer has done this to others, drivers need to know. This may not be an isolated case.

Not to do with trailers, but I had bought a used car from a dealer in the '90's. I had 3 year loan payment, which usually I paid early every month. Using snail mail of course, so I'm close to paying it off, with a few months left. I wake up 1 day @ 4 am to give a ride to a room mate to his delivery job. (So Calif)

Well, my car is GONE!! I'm freaking out, I'm totally ****ed off, I called the police, to be told, it was repo'd!! I thought the cops were wrong, they weren't. I had to wait til 9 am for finance company to open, to call em. They "claimed" they never got my last payment, and sent me notice etc, a FAT LIE! I'd never got diddly, until I find my car missing.

In the end, after some back n forth calls, I told 'em they better have my title when I came to claim the car, n pay off my loan, or someone's gunna need a hospital bed lol. Borrowed from my dad in law, paid the repo place n storage of a few hours almost $300 ! Which they'd bent my steering wheel trying to pop the ignition out. I now had new ignition keys. I paid off the note balance,and claimed my title. The ONLY time I ever bought a car from any dealer.. and why I've always bought anything else in cash !

Turns out the landlords 2 small brats, playing in the 3 mail boxes at the fence, must've lost my payment, they never got.

Sounds kind'a like what this trailer place is doing to you, trying to double dip leasing the trailer out....Hopefully, you can get this fixed and win your case, and make THEM pay out the $$$!!

This is crazy stuff. I’ve heard stories similiar for years. A very good reason to not lease.

When I was leased onto a company they provided the trailers at no cost. In my opinion that is the way to go.

Companies that lease the equipment to the driver will generally have an angle in it for them.

You can buy your own for about the same payment a month and you own it.

Just my opinion.