Contracts

I began my trucking career with Roehl on 6 October 2015. I drove for them for nearly 6 months before my son and I teamed together with Covenant which lasted an additional 6 months b4 hiring on with Empire in which I have been there for the past year. Just now I received a phone call from a debt collector saying I owed them aprox. $2500.00 for formal training. Understand I paid for my CDL out of pocket... I asked them to produce a contract with my signature. They did produce the contract but the signature looked nothing like my signature. They now have reported this to a credit agency and now have damaged my otherwise impeccable credit rating.... I need some advice for which way to go from here. All replies welcome...

Had this happen to my Wife about a year ago, we had been working on trying to get our scores to 750 and were using Credit Karma as a gauge. So one day I log on and she shows an 11 thousand collect from some company we never heard of and no signed proof this was her debt. I started the process of disputing the collection with all 3 reporting agencies but what a life sucking time draining process. I found a good Credit Repair Company, Ovation Credit Services i think it was around $100 to get the ball rolling and they had that off within 30 to 40 days. It cost a few bucks but I just figured the hours I would spend chasing this around was well worth the money spent. Link to the site- https://www.ovationcredit.com/ Hope this helps

WHO is saying you owe them $$?

Roehl or Covenant?

You did a private school that you paid for out of pocket?

Did you do a period of "training" at either Roehl or Covenant?

I suspect you had to do some kind of training at Roehl (at the least, as a "recent graduate"), but with 6 months, Cov probably hired you as an "experienced driver". Typically - "recent grad" training, doesn't incur any charges or contractual obligation, if you already hold a Class A CDL.

Your signature looking "shady", is an entirely other issue - but I'll wait to see WHO thinks you owe them $$, before commenting further.

Rick

Write a letter to the credit bureau disputing the claim. Send them a copy of the receipt for the amount you paid. Detail the dates you attended. Explain you think the contract was misapplied to you as the signature does not match and you never signed it.

Creditors have a certain number of days to respond to the dispute if you have the paid in full receipt even if the contract says you owe, it should be worked out.

Good luck.

Yes, I did have 12 days OTR training with Roehl... They are calling it safety and knowledge training. I carried a rating of 830 until this happened and needless to say I'm furious. Not sure why they waited so long to tart this....

WHO is saying you owe them $$?

Roehl or Covenant?

You did a private school that you paid for out of pocket?

Did you do a period of "training" at either Roehl or Covenant?

I suspect you had to do some kind of training at Roehl (at the least, as a "recent graduate"), but with 6 months, Cov probably hired you as an "experienced driver". Typically - "recent grad" training, doesn't incur any charges or contractual obligation, if you already hold a Class A CDL.

Your signature looking "shady", is an entirely other issue - but I'll wait to see WHO thinks you owe them $$, before commenting further.

Rick

But who did you pay for the CDL? A private school or Roehl?

What does the contract say. (I know you said you didn't sogb it, but I'm curious).

Usually contracts are for the permit portion, not the paid on the job training portion.

I don't have a paid in full receipt bcs it had been so long and I know I never thought I had to pay for formal training. If there was a contract, I don't remember but certainly this is not my signatures doesn't look like it...

Write a letter to the credit bureau disputing the claim. Send them a copy of the receipt for the amount you paid. Detail the dates you attended. Explain you think the contract was misapplied to you as the signature does not match and you never signed it.

Creditors have a certain number of days to respond to the dispute if you have the paid in full receipt even if the contract says you owe, it should be worked out.

Good luck.

I paid C1 Training $3000.00 in advance for training for the CDL before hiring on with Roehl. I rode with trainer for 12 days before going solo with Roehl.

But who did you pay for the CDL? A private school or Roehl?

What does the contract say. (I know you said you didn't sogb it, but I'm curious).

Usually contracts are for the permit portion, not the paid on the job training portion.

I paid C1 Training $3000.00 in advance for training for the CDL before hiring on with Roehl. I rode with trainer for 12 days before going solo with Roehl.

But who did you pay for the CDL? A private school or Roehl?

What does the contract say. (I know you said you didn't sogb it, but I'm curious).

Usually contracts are for the permit portion, not the paid on the job training portion.

Was Roehl reimbursing you for the training? If they were, usually, it occurs over the course of the first year.

I honestly don't see them stooping to FORGING A CONTRACT - they seem to be one of the more "above board" companies we see here.

Also keep in mind - when we're doing all that paperwork and signing a million docs, our sig tends to get kind of sloppy. Mine is so sloppy to being with - I rarely ever sign it exactly the same, twice.

But again - if you came in with your CDL as a "recent grad", I don't see how they could sign you to a contract where you would still owe them $$

I wouldn't waste the $$ on a "credit repair" company, if this is the only issue you have. They will do the same thing you will - DISPUTE THE DEBT.

Rick

Yeah, I figure its probably a clerical error. My brother and I have social security numbers that are only two digits different. The USPS mixed up one of our debts and billed him for my charge!! He wasn't happy.

I could see how if they use account numbers or such that things happen.

Call C1 and ask if they have a copy of the receipt. Tell them you need it for tax purposes.

The tuition reimbursement is all I can think of. You were probably to get reimbursed if you stayed X amount of time. If you got the reimbursement but then quit, perhaps that is the issue.

I fight even my legit bills lol. If they don't answer the credit bureau it gets eliminated.

Also, don't deal with the collection agency. Contact Roehl. They sold the debt so they already got paid and won't care. They'll probably explained what happened.