Insurance Offered From Trucking Companies- Help

Topic 23065 | Page 1

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Don L.'s Comment
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Good Afternoon and God Bless, I'm doing my research on trucking companies, and would like to know if any of you out there have any knowledge or suggestions on which trucking companies offer the best insurance plans? This is a topic very important to me, I look forward to your comments, and Thank You In Advance!! I appreciate --Brett and ALL Truckers!! Thank you for this site, and the knowledge gained as I too, will soon be on the Road in a short time.

Once Again, Be Safe out there, thanks for keeping the Economy rolling, One mile at a Time!!

Junkyard Dog's Comment
member avatar

I remember talking to recruiters about this there is no cheap insurance out there. If you want to try to put a family on there you're still going to pay through the nose. I do occasionally see on the back of trucks fully paid benefits. Don't remember the names of them, the one company I know in my area at least pays the full insurance is UPS and that is if you are full-time. Sometimes it takes up to 4 years to become full-time with them at least in my area. Good luck.

Old School's Comment
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If you're wanting a bargain on great insurance, you should look into Prime. After a certain amount of time they start taking up the biggest part of your premium. It is an incentive for you to stay on with them. I don't know the details, but I'm quite sure a certain young lady in here will jump in with some more info shortly.

Old School's Comment
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Ooops, I just realized that certain young lady is using her insurance to have some surgery this week. Oh well, don't worry, I'm quite sure when she wakes up from being anesthetized she will be checking what's going on in the forum. More details will be coming soon.smile.gif

Rainy D.'s Comment
member avatar

This young lady goes for surgery 8/22 not 8/2 :)

thanks for thinking of me OS.

the health insurance is as follows and the decrease goes into effect on your first anniversary, not in january. so i got my CDL Oct 30th and on the pay for the next Oct 30th the decrease went into affect. we also have dental, vision, life and disability options. we have a doctor at the main terminal who can do exams, blood work and some other testing.

0398788001533250834.jpg

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.

Terminal:

A facility where trucking companies operate out of, or their "home base" if you will. A lot of major companies have multiple terminals around the country which usually consist of the main office building, a drop lot for trailers, and sometimes a repair shop and wash facilities.

Big Scott's Comment
member avatar

I don't know what I pay weekly for mine. We have a high deductible plan with HSA. After the first year you can get a better deal for a bit more money and with that CFI puts $500.00 per quarter for family or $250 per quarter for single into your HSA. I actually became eligible for that yesterday and haven't had the time to get on line and do it.

Don L.'s Comment
member avatar

I remember talking to recruiters about this there is no cheap insurance out there. If you want to try to put a family on there you're still going to pay through the nose. I do occasionally see on the back of trucks fully paid benefits. Don't remember the names of them, the one company I know in my area at least pays the full insurance is UPS and that is if you are full-time. Sometimes it takes up to 4 years to become full-time with them at least in my area. Good luck.

JYD,

Now that takes me back to my days of Harley Race, and the old school of wrestling! I appreciate your response and info. I would have to agree with you, UPS is probably a great company to work for. However, I will have to pay my dues and get my seat time first. Be Safe out there, and God Bless You and the Family, 1 mile at a time!!!

Don L.'s Comment
member avatar

If you're wanting a bargain on great insurance, you should look into Prime. After a certain amount of time they start taking up the biggest part of your premium. It is an incentive for you to stay on with them. I don't know the details, but I'm quite sure a certain young lady in here will jump in with some more info shortly.

Old School,

Your info is appreciated. I'd like to thank you for your knowledge and mentoring us "newbies"! I look forward to getting an education of knowledge and experience from you, as I move forward with my new career!!

Don L.'s Comment
member avatar

This young lady goes for surgery 8/22 not 8/2 :)

thanks for thinking of me OS.

the health insurance is as follows and the decrease goes into effect on your first anniversary, not in january. so i got my CDL Oct 30th and on the pay for the next Oct 30th the decrease went into affect. we also have dental, vision, life and disability options. we have a doctor at the main terminal who can do exams, blood work and some other testing.

0398788001533250834.jpg

Rainy D,

First off, I'll say a few prayers for you and your surgery. Second, Thank you for your response with proof of info on your insurance plan. I'ts great to see in black and white the info, so I can make informed decisions vs guessing? I pray for a speedy recovery, and will look forward to reading more posts, once your recovered!!

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.

Terminal:

A facility where trucking companies operate out of, or their "home base" if you will. A lot of major companies have multiple terminals around the country which usually consist of the main office building, a drop lot for trailers, and sometimes a repair shop and wash facilities.

Don L.'s Comment
member avatar

I don't know what I pay weekly for mine. We have a high deductible plan with HSA. After the first year you can get a better deal for a bit more money and with that CFI puts $500.00 per quarter for family or $250 per quarter for single into your HSA. I actually became eligible for that yesterday and haven't had the time to get on line and do it.

Big Scott, I appreciate your response as well! I'm enjoying your responses and info shared on here. I'm thinking about driving for CFI, applied to them. Got a response from recruiter, just need to find the time to study Illinois CDL manual, do practice tests, watch you tube video's on pre-trip, backing, you get what I mean. Plus maintain my current job of selling new and used fine automobile's...

As I'm sure you are aware of, sometime's 24 hours is just not enough hours in the day it often seems like.

Be Safe out there, God Bless and keep posting brother!!

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
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