Just Wanted To Say Hi
Topic 30518 | Page 1
Hey guys I’m Rick brand new here. Been thinking about driving a truck for several years and getting out of retail.
I’m leaning towards a mega carrier to get my liscense and experience but I was wondering if anyone knew which of them has the best health and prescription benefits? That is one of my most crucial Aspects. My wife has health problems is why I mention it
Thanks for any advice
Rick
Howdy, Rick L.; and welcome to Trucking Truth!!
First of all, start reading here, ... Brett's book (2nd down) is phenominal, and will get you set up to 'see' if you can really do this....
- Truck Driver's Career Guide
- Brett's Book: The Raw Truth About Trucking (free online version)
- High Road CDL Training Program
- CDL Practice Tests
As far as health insurance; most trucking companies as of recent, are pretty similar. Some just 'charge' more of a copay than the others, and some start 'day one' but most are 30 to 60 days until. (We have BC/BS Anthem...GREAT, but pricey.)
Reason being, they want to make sure you are on board WITH them, and FOR them, before you start filing claims.
I'm totally understanding your situation; just wondering if you couldn't 'COBRA' your current insurance until something else works?!?
Some of the BEST companies WITH the best insurance, can be accessed by applying here, too. AND, some pay to train, or pay FOR your training/accommodations, during.
I hope this helps a 'lil'bit' Rick!
~ Anne ~ (& Tom, the fat guy in my avi!)
ps: Kearsey (fka: Rainy!) has videos of Prime's insurance/coverage on her Y/T channel, here:
Kearsey's Prime Vid's for Education!
CDL:
Commercial Driver's License (CDL)
A CDL is required to drive any of the following vehicles:
- Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
- Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
- Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
- Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
Thanks for the help. I could do cobra short term but it is very expensive so I would rather just get insurance if possible
I will read up on it. If one started day one that might even be better
Thanks
Rick
What city are you closest to?
Pays $18/hr while you're in CDL training. Goes up once you get your CDL.
Teamster insurance - Company paid medical. dental and vision for the whole family. Doctor visits and co-pays are usually under $25. Details vary by location (depends what union contract your terminal is operating under).
CDL:
Commercial Driver's License (CDL)
A CDL is required to drive any of the following vehicles:
- Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
- Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
- Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
- Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
Terminal:
A facility where trucking companies operate out of, or their "home base" if you will. A lot of major companies have multiple terminals around the country which usually consist of the main office building, a drop lot for trailers, and sometimes a repair shop and wash facilities.
Linehaul:
Linehaul drivers will normally run loads from terminal to terminal for LTL (Less than Truckload) companies.
LTL (Less Than Truckload) carriers will have Linehaul drivers and P&D drivers. The P&D drivers will deliver loads locally from the terminal and pick up loads returning them to the terminal. Linehaul drivers will then run truckloads from terminal to terminal.New Reply:
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Hey guys I’m Rick brand new here. Been thinking about driving a truck for several years and getting out of retail.
I’m leaning towards a mega carrier to get my liscense and experience but I was wondering if anyone knew which of them has the best health and prescription benefits? That is one of my most crucial Aspects. My wife has health problems is why I mention it
Thanks for any advice
Rick