2022 Medical/dental Benefits

Topic 30978 | Page 1

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Rob T.'s Comment
member avatar

***DISCLAIMER** Coverages listed in this thread are non binding and meant to give you a general idea.  I encourage you to confirm that they're accurate with your recruiter if necessary.

There have been numerous discussions lately that resolve around benefits available to employees, and how those available benefits rank compared to other companies.  For some people insurance coverage is a large part of their decision making process.  Originally i planned on including screenshots but decided against it as it gets much more in depth and frankly becomes overwhelming.  I was hoping we could get a thread going where we can share information and pricing for the benefits available for 2022.  If you're not comfortable publicly sharing your employer or their benefit information you can email me at rt8908@gmail.com I'd be more than happy to post it on your behalf.

As a subsidiary employee of the Hy-vee grocery chain all their companies are covered under the same benefit package.  You're eligible for all benefits after 60 days of employment.  All costs are WEEKLY deductions.  You also have 3 weeks paid time off your first year, atleast on the transportation side.

MEDICAL:  You have 3 options all of which are Blue Cross with all preventative care/exams covered at 100%.  You also receive a prescription card that makes your prescriptions cheapest if filled at Hy-vee pharmacies.

The basic plan runs $10.85 employee or $36.15 for family.  Office and specialists visits are $45 and $80 respectively.  After your deductible of $10,000 is paid you'll pay 20% until out of pocket maximum of $13,700 is met.  Eligible for Health Savings Account.  Hy-vee will match 100% of contributions up to $1,000.

Advanced plan runs $33.39 for employee and $102.63 for family.  Once you reach your deductible of $5600 everything is covered at 100% as thats also your out of pocket maximum.  Eligible for Health Savings Account.  Hy-vee will match 100% of contributions up to $1,000.

High performance plan runs $37.16 for employee and $113.76 for family.  Office and specialist visits are $15 and $50 respectively.  Once you reach your deductible of $2,000 you'll pay 10% until your out of pocket maximum of $5000 is met.  NOT eligible for Health Savings Account.  Also important to note this plan offers NO coverage outside of Iowa unless it's an emergency.

DENTAL :Delta Dental is available for $1.62 for employee or $5.68 for the family

VISION:  eyemed is $1.96 for employee and family runs $5.22

LIFE: Hy-vee provides $10k life insurance at no cost for employee.  $40k Life and ADD (Accidental death dismemberment) is 0.30 a week for employee and 0.35 for family.  They have an additional options to add more, up to $250k for employee for $4.79.  Up to $50k for spouse 0.96.  All Children $10k costs 0.19.

Employee only short term disability $1.61 and long term disability $2.75

MISCELLANEOUS : 401k available with a 50% match on your first 7% weekly earnings.  Hospital indemnity coverage is offered for $4-$17 depending on the plan chosen.  Critical illness coverage is either $3.50 or $6.16 depending on if you want $10k or $20k coverage.  Cancer benefit ranges from $10-$19 depending on level of coverage chosen.  Identity theft insurance through AllState runs $2.  Flex spending and dependent care spending is also offered.

Anybody else care to share?

HOS:

Hours Of Service

HOS refers to the logbook hours of service regulations.
Bruce K.'s Comment
member avatar

Rob, great topic and information. My situation is different from the norm. I’m on Medicare (69 years young) so I can go anywhere for treatment and not pay a dime. One of the great perks of getting old

Those deductibles you mention are pretty scary. That would be tough for most drivers to afford. Medicare has no deductible. So get old as fast as possible to avoid the big deductible.

HOS:

Hours Of Service

HOS refers to the logbook hours of service regulations.
Anne A. (G13Momcat)'s Comment
member avatar

***DISCLAIMER** Coverages listed in this thread are non binding and meant to give you a general idea.  I encourage you to confirm that they're accurate with your recruiter if necessary.

There have been numerous discussions lately that resolve around benefits available to employees, and how those available benefits rank compared to other companies.  For some people insurance coverage is a large part of their decision making process.  Originally i planned on including screenshots but decided against it as it gets much more in depth and frankly becomes overwhelming.  I was hoping we could get a thread going where we can share information and pricing for the benefits available for 2022.  If you're not comfortable publicly sharing your employer or their benefit information you can email me at rt8908@gmail.com I'd be more than happy to post it on your behalf.

As a subsidiary employee of the Hy-vee grocery chain all their companies are covered under the same benefit package.  You're eligible for all benefits after 60 days of employment.  All costs are WEEKLY deductions.  You also have 3 weeks paid time off your first year, atleast on the transportation side.

MEDICAL:  You have 3 options all of which are Blue Cross with all preventative care/exams covered at 100%.  You also receive a prescription card that makes your prescriptions cheapest if filled at Hy-vee pharmacies.

The basic plan runs $10.85 employee or $36.15 for family.  Office and specialists visits are $45 and $80 respectively.  After your deductible of $10,000 is paid you'll pay 20% until out of pocket maximum of $13,700 is met.  Eligible for Health Savings Account.  Hy-vee will match 100% of contributions up to $1,000.

Advanced plan runs $33.39 for employee and $102.63 for family.  Once you reach your deductible of $5600 everything is covered at 100% as thats also your out of pocket maximum.  Eligible for Health Savings Account.  Hy-vee will match 100% of contributions up to $1,000.

High performance plan runs $37.16 for employee and $113.76 for family.  Office and specialist visits are $15 and $50 respectively.  Once you reach your deductible of $2,000 you'll pay 10% until your out of pocket maximum of $5000 is met.  NOT eligible for Health Savings Account.  Also important to note this plan offers NO coverage outside of Iowa unless it's an emergency.

DENTAL :Delta Dental is available for $1.62 for employee or $5.68 for the family

VISION:  eyemed is $1.96 for employee and family runs $5.22

LIFE: Hy-vee provides $10k life insurance at no cost for employee.  $40k Life and ADD (Accidental death dismemberment) is 0.30 a week for employee and 0.35 for family.  They have an additional options to add more, up to $250k for employee for $4.79.  Up to $50k for spouse 0.96.  All Children $10k costs 0.19.

Employee only short term disability $1.61 and long term disability $2.75

MISCELLANEOUS : 401k available with a 50% match on your first 7% weekly earnings.  Hospital indemnity coverage is offered for $4-$17 depending on the plan chosen.  Critical illness coverage is either $3.50 or $6.16 depending on if you want $10k or $20k coverage.  Cancer benefit ranges from $10-$19 depending on level of coverage chosen.  Identity theft insurance through AllState runs $2.  Flex spending and dependent care spending is also offered.

Anybody else care to share?

Haya, Rob T. !!

Man, you've been awful quiet lately. 'Me no likes.'

So.. Here's this, from Tom's FAB paycheck:

Delta Dental $6.64/week

BCBS/Anthem $95.00/week

Vision(idk?) $1.79/week

His 401K and Life is: $52.00/week but I'm not sure of the breakdown without logging in to the site. Paycheck doesn't say.

Kids and I (well just Franklin now) have our OWN insurance that we bought into, with Met Life, from my last place of employ. It's cheaper. Kiddo & I are at 192/month all inclusive.

OH, Tom has a $500 deductible, as well.

Great topic; wish others would join!

~ Anne ~

ps: I know, some of y'all drivers/mods (ie: Rich) have an aversion to me, and I'm sorry. I sure can NOT get Tom to join the forum these days. He had his 'tanker times' on another portal, and .. there's that. Made my ole' guy salty, at best. He will often read & hang over my shoulder, to make sure I don't misspeak, though; LoL!

Best to ALL !

...me...

HOS:

Hours Of Service

HOS refers to the logbook hours of service regulations.
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