Banking Question

Topic 1240 | Page 1

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HeavyHauler's Comment
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Okay I have a question that I hope y'all can answer (or attempt to). I cannot open a bank account right now due to a unpaid bill that keeps my account frozen. No its not a government or student loan thing. My girlfriend has her own account and I usually just sign my checks to her and she deposits in her account to pay our bills. I know most companies use Comm-data cards.

My question is this: Can you get paid on Comm-data and transfer part or all of your pay from said card into another bank account? I cannot be on the road with no money, but I cant be on the road with all the money and unable to transfer some to her to pay our bills.

All help IS/WILL be appreciated.

Kip Brown (aka Six)'s Comment
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Usually you can transfer or direct deposit to any account as long as you have the account and routing numbers. I've never had an issue with it.

Six

Daniel B.'s Comment
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Dewey, try this. The comdata cards the company gives you allow you to take money out which will come out of your upcoming paycheck. You simply go to an ATM and select 'Withdraw' from Savings. It must be Savings! They don't charge you anything for this advance.

Here's my suggestion...

Have the company put your entire paychecks in your girlfriends account. Whenever you need money just take it out of the comdata (like I said above). There is no limit to how much you can withdraw with the comdata. This way she have the paychecks to pay the bills and you'll have money whenever you need some. Your withdrawing it from your paychecks so in the end it's the same thing.

I realize what I just said is completely different than what you were saying but it will do the job. I do the same thing whenever I need cash and there's not enough money in the bank to take out. This will work for you.

HeavyHauler's Comment
member avatar

Dewey, try this. The comdata cards the company gives you allow you to take money out which will come out of your upcoming paycheck. You simply go to an ATM and select 'Withdraw' from Savings. It must be Savings! They don't charge you anything for this advance.

Here's my suggestion...

Have the company put your entire paychecks in your girlfriends account. Whenever you need money just take it out of the comdata (like I said above). There is no limit to how much you can withdraw with the comdata. This way she have the paychecks to pay the bills and you'll have money whenever you need some. Your withdrawing it from your paychecks so in the end it's the same thing.

I realize what I just said is completely different than what you were saying but it will do the job. I do the same thing whenever I need cash and there's not enough money in the bank to take out. This will work for you.

So to be clear, I can have my check deposited into my girlfriends account and when I need money, I can just withdrawal money I need from my upcoming check as long as I do it under savings?!?! Kinda like a cash advance? Good to know. Thanks Daniel B.

Daniel B.'s Comment
member avatar

double-quotes-start.png

Dewey, try this. The comdata cards the company gives you allow you to take money out which will come out of your upcoming paycheck. You simply go to an ATM and select 'Withdraw' from Savings. It must be Savings! They don't charge you anything for this advance.

Here's my suggestion...

Have the company put your entire paychecks in your girlfriends account. Whenever you need money just take it out of the comdata (like I said above). There is no limit to how much you can withdraw with the comdata. This way she have the paychecks to pay the bills and you'll have money whenever you need some. Your withdrawing it from your paychecks so in the end it's the same thing.

I realize what I just said is completely different than what you were saying but it will do the job. I do the same thing whenever I need cash and there's not enough money in the bank to take out. This will work for you.

double-quotes-end.png

So to be clear, I can have my check deposited into my girlfriends account and when I need money, I can just withdrawal money I need from my upcoming check as long as I do it under savings?!?! Kinda like a cash advance? Good to know. Thanks Daniel B.

Exactly!

I should let you know that the ATM fee is about 3.95$ at truck stops so you'll be spending a little to withdraw some money but just take out 100 at a time instead of 20 at a time to make it worth the 3.95$ charge. A cash advance is exactly what it is.

RedGator's Comment
member avatar

Yall should be able to get advances with fuel? My co allows you to pull up to $150 a week. No fee involved

Zach's Comment
member avatar

Okay I have a question that I hope y'all can answer (or attempt to). I cannot open a bank account right now due to a unpaid bill that keeps my account frozen. No its not a government or student loan thing. My girlfriend has her own account and I usually just sign my checks to her and she deposits in her account to pay our bills. I know most companies use Comm-data cards.

My question is this: Can you get paid on Comm-data and transfer part or all of your pay from said card into another bank account? I cannot be on the road with no money, but I cant be on the road with all the money and unable to transfer some to her to pay our bills.

All help IS/WILL be appreciated.

I can't imagine what sort of fix you got yourself into ,unless its a garnishment one ,but...opening another account somewhere else shouldn't be a problem so long as you don't use the same EXACT name .I'm not advocating you lie or break the law here .Most people have 3 names such as John Alan Doe.for arguments sake thats your primary "frozen" account .Open a new account with another bank as "Alan Doe" or "J.A. Doe" or "Alan John Doe"and your problem should go away til they(whoever "they" are) track you down again.

Aces-N-eights (Dale)'s Comment
member avatar

I would keep looking, I had BOA and after a house fire in which I lost my house and my girlfriend they overdrafted my account and wouldn't work with me to fix it. It came to about 750 dollars, I found it hard to be able to open an account after that but was able to find a bank that doesn't even check. You could also have a parent open a joint account if you trust them....I would be weary of putting my check into my girlfriends account.

HeavyHauler's Comment
member avatar

I would keep looking, I had BOA and after a house fire in which I lost my house and my girlfriend they overdrafted my account and wouldn't work with me to fix it. It came to about 750 dollars, I found it hard to be able to open an account after that but was able to find a bank that doesn't even check. You could also have a parent open a joint account if you trust them....I would be weary of putting my check into my girlfriends account.

Oh hell, we've been together for several years.

Zach's Comment
member avatar

double-quotes-start.png

I would keep looking, I had BOA and after a house fire in which I lost my house and my girlfriend they overdrafted my account and wouldn't work with me to fix it. It came to about 750 dollars, I found it hard to be able to open an account after that but was able to find a bank that doesn't even check. You could also have a parent open a joint account if you trust them....I would be weary of putting my check into my girlfriends account.

double-quotes-end.png

Oh hell, we've been together for several years.

My wife and I were together 18 years til we one day with no warning she decided she didn t want to be together anymore ,...she didn't hesitate to remove every single dime from our joint account and tried to close out my IRA as well...

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