Personal Items Damaged When My Truck Blew Over In The Wind
Topic 18125 | Page 1
Hi there! ! I'm new to the trucking industry and landed my first job with CRST. I was out with my lead doing my 28 day stretch of OTR training. Two weeks into my training I was driving along interstate 80 in Nevada when the wind started in and ended up tipping my truck onto the driver side and sliding me across the highway off onto the shoulder. I only had bruises and minor scratches but my eyeglasses, cell phone, laptop and various other things of mine were destroyed. I have asked my DM and HR if I get compensated for my belongings or if I need to file a claim and nobody will give me a straight answer. I'm hoping someone on here will be able to lead me in the right direction. Thank you in advance! !
I have no experience with your situation. Very tough way to learn what happens to a semi in a strong cross-wind.
If you have one (and you should), check if your driver's employee handbook has any information relevant to this. Secondly, a phone call is okay, but an email message will likely get more attention plus you can refer back to it if need be. Are you still employed? If YES, are you assigned to a truck? If you are in a truck send a freeform QC message to both of the aforementioned parties. I'd also get the name of the fleet or terminal manager and involve them if you continue to get nowhere with HR and your DM. Did you meet with safety yet? They might also be able to give you some answers. Be persistent...
Beyond that...for the benefit of this forum if you can provide additional details on your blow-over event, that would be highly appreciated. We can all learn from it.
Sorry this happened to you. I hope you are able to continue your employ with CRST.
Terminal:
A facility where trucking companies operate out of, or their "home base" if you will. A lot of major companies have multiple terminals around the country which usually consist of the main office building, a drop lot for trailers, and sometimes a repair shop and wash facilities.
OTR:
Over The Road
OTR driving normally means you'll be hauling freight to various customers throughout your company's hauling region. It often entails being gone from home for two to three weeks at a time.
Interstate:
Commercial trade, business, movement of goods or money, or transportation from one state to another, regulated by the Federal Department Of Transportation (DOT).
Dm:
Dispatcher, Fleet Manager, Driver Manager
The primary person a driver communicates with at his/her company. A dispatcher can play many roles, depending on the company's structure. Dispatchers may assign freight, file requests for home time, relay messages between the driver and management, inform customer service of any delays, change appointment times, and report information to the load planners.
Wow sorry. Having an auto insurance background my guess is that would be covered by insurance and you would need to submit the serial numbers of your items, dates purchased, amounts, etc. Call the claims dept and get a name and email the list of items.
Please be advised, they may tell you that items worth will be depreciated. If you bought your laptop two years ago. They are not giving you the $500 you paid for it. You'd be Iucky to get $100.
Also, they may state that there is a deductible on the policy for personal property. Therefore, if all items depreciated value equals $500 and they have a $300 deductible, it is quite possible you would only get $200.
Call claims. And good luck.
BMI:
Body mass index (BMI)
BMI is a formula that uses weight and height to estimate body fat. For most people, BMI provides a reasonable estimate of body fat. The BMI's biggest weakness is that it doesn't consider individual factors such as bone or muscle mass. BMI may:
- Underestimate body fat for older adults or other people with low muscle mass
- Overestimate body fat for people who are very muscular and physically fit
It's quite common, especially for men, to fall into the "overweight" category if you happen to be stronger than average. If you're pretty strong but in good shape then pay no attention.
It's interesting. I was just thinking about this kind of circumstance last night.
If you rent an apartment, you can get renters insurance for your personal property. Same applies to renting a car (or your own auto insurance policy will cover it). Same would likely apply to bob-tail insurance if you were leasing or owning a truck (unladen/comp/collision on the tractor).
What happens to the COMPANY DRIVER - if their truck is broken into, has a fire and burns to the axles, or gets stolen?
Hmmmmm.
I did a quick search - and made a couple of quick phone calls, and really could not find ANYTHING in the way of a policy that would cover losses to personal property on a company vehicle, as a company employee.
Typically - you would claim a loss like this in your POV - on your car insurance, or your homeowners (or even certain renters policies).
I can't even say about CRST.
Perhaps one of our "Primates" (Rainy?) can call the "benefits department" over there - and see if a "personal property rider" is available for company drivers to cover losses.
Rick
I know from a technician stand point in order for my tools to be covered in a company vehicle or at work in the shop I had to get a insurance that would cover me like I owned a business. I'm also interested in anything anyone might find out and also was the truck being blown over considered a preventable accident by the company?
Matt asked:
I know from a technician stand point in order for my tools to be covered in a company vehicle or at work in the shop I had to get a insurance that would cover me like I owned a business. I'm also interested in anything anyone might find out and also was the truck being blown over considered a preventable accident by the company?
Most of the time a "blow-over" event will be considered preventable. A tornado might be an exception, not sure. This is why a driver must know the conditions, their weight, load center and their own limitations during high wind. Know when to shut down, park. If in doubt, take the safe way out.
So sorry to hear about your accident. I hope you are ok.
New Reply:
New! Check out our help videos for a better understanding of our forum features
Preview:
Why Join Trucking Truth?
- The High Road Training Program
- The High Road Article Series
- The Friendliest Trucker's Forum Ever!
- Email Updates When New Articles Are Posted
Apply For Paid CDL Training Through TruckingTruth
Did you know you can fill out one quick form here on TruckingTruth and apply to several companies at once for paid CDL training? Seriously! The application only takes one minute. You will speak with recruiters today. There is no obligation whatsoever. Learn more and apply here:
TT On Facebook
Hi there! ! I'm new to the trucking industry and landed my first job with CRST. I was out with my lead doing my 28 day stretch of OTR training. Two weeks into my training I was driving along interstate 80 in Nevada when the wind started in and ended up tipping my truck onto the driver side and sliding me across the highway off onto the shoulder. I only had bruises and minor scratches but my eyeglasses, cell phone, laptop and various other things of mine were destroyed. I have asked my DM and HR if I get compensated for my belongings or if I need to file a claim and nobody will give me a straight answer. I'm hoping someone on here will be able to lead me in the right direction. Thank you in advance! !
OTR:
Over The Road
OTR driving normally means you'll be hauling freight to various customers throughout your company's hauling region. It often entails being gone from home for two to three weeks at a time.
Interstate:
Commercial trade, business, movement of goods or money, or transportation from one state to another, regulated by the Federal Department Of Transportation (DOT).
Dm:
Dispatcher, Fleet Manager, Driver Manager
The primary person a driver communicates with at his/her company. A dispatcher can play many roles, depending on the company's structure. Dispatchers may assign freight, file requests for home time, relay messages between the driver and management, inform customer service of any delays, change appointment times, and report information to the load planners.