The Dilemma.

Topic 22220 | Page 1

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Chris eff's Comment
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Ive switched from dedicated otr to full otr. Still the dilemma persists. I need a legal car to drive. I have a car payment that requires full coverage if being driven but i have it on comprehensive because i dont. I also have a couple older vehicles that only require liability to drive so of course i would want to drive the one that costs less to insure. I now have a clean mvr but my company still wants around $150 or more for just liability. Thats too much to drive a 10+ year old car once a month to the store and back. Im going to start looking for other companies but i need to be able to legally drive when home. How do you guys go about car insurance? Who do you use? Im sure a lot of you have a spouse to run you around or to and from the truck but i don't. I luckily do have uber.


Over The Road

OTR driving normally means you'll be hauling freight to various customers throughout your company's hauling region. It often entails being gone from home for two to three weeks at a time.


Motor Vehicle Record

An MVR is a report of your driving history, as reported from your state Department of Motor Vehicles. Information on this report may include Drivers License information, point history, violations, convictions, and license status on your driving record.

Cwc's Comment
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Do you have access to USAA insurance? They are awesome! Otherwise.. pay the car off early, shop around for insurance or Pete and Joe.

Rainy D.'s Comment
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State Farm.wanted $5,000 per year for my Mustang GT. i got Geico for $2500 for TWO Mustangs instead

Geico and Progressive are both great and have decent rates.

Big Scott (CFI Driver and's Comment
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I have Nationwide for my house and cars. Been very happy with them. Your car insurance will vary by state, your age, sex and driving record. Any time you owe money on a car the insurance company usually requires full coverage.

PackRat's Comment
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I had Geico for years until they opened it up to everybody. Switched to USAA 15 years ago. Cheaper for me and I'm much happier with their service.

Jrod's Comment
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If you are using it once a month to go to the store... Maybe just try Uber? Its definitely cheaper and you don't even have to drive!

(I know, Uber/Lyft is probably a dirty word around here, but they exist and I have found them to be extremely convenient many times now...)

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