I Have 2 Minor (personal) At Fault Accidents And 1 Moving Violation.

Someone struck you from behind that caused significant damage to their vehicle? Also. their rear ending you caused you to hit the vehicle in front of you? You thought it wise to shrug it off and trust some stranger in reporting the "facts". Oh boy

I have a MAJOR concern here no one mentioned:

Lawsuit. Leaving the scene of an accident.

Since you said you couldn't prove to the officer who called you that there was a 3rd car involved, im guessing you didnt even write down the plate number of the vehicles. However, someone wrote down yours.

I ran my dads autobody shop and im telling you this has lawsuit all written all over it. You left the scene then admitted it to an officer. My suspicion is that other person is coming after you. If that other person is claiming a bunch of damage, his insurance will fix his car then come sue your insurance company. They can use that report to make you appear guilty "by the preponderance of the evidence" which is the civil court standard, and much easier to.prove. If that persons insurance company proves that then guess what....they just proved in court that you wrecked the car and fled and it is corroborated by your own confession to the officer. Your DMV record can be changed and you can be arrested. I have seen this happen in NJ and PA.

The police officer spoke with you so there IS a report filed somewhere. You need to get a copy of that report. You need to call that other insurance company and find out what that driver said. And you never reported it to your own insurance....so.forget the job cause you can change careers, but you have put your Class D at risk and your insurability in your personal vehicle. Your own insurance should call you for a statement, but honestly, i know of one guy that it took almost a year to get that call. You might want to call them and tell them.

People think reporting something like this to insurance will increase your rates. The truth is, reporting it to your insurance HELPS you cause they can prove you reported it and record your statement. it documents it like a police report. Now, you may look guilty to your own insurance, and they cant help defend you in court if it comes to that.

Good luck

I am not piling on, but for my own info.. I think I read in the hand book that you have 1 month(?) To report an accident even a non commercial one to your employer... or was that just guidelines or did I dream it?

If you have seen it before and know what section it is out of in the book then by all means show me so that I am corrected. I mean your profile says considering a career and good trucking schools go into alot of good detail. But If I am remembering correctly from mine I only have to report convicted moving violation to a current employer. I believe if injury or death occurred you have to report it but minor accidents you dont

No idea where it is in the book, but this is on the NY State CDL Test. The picture here is from an app, but it was also on the practice test on the NY DMV site.