Credit
Topic 24183 | Page 1
Nope!!! I was almost bankrupt.and pulled myself out.
Budgeting Tips.For CDL School and Training
CDL:
Commercial Driver's License (CDL)
A CDL is required to drive any of the following vehicles:
- Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
- Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
- Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
- Any vehicle required by federal regulations to be placarded while transporting hazardous materials.
Did you bankrupt or a CMV lease or loan? Some, not all, do credit checks - I think it's mostly for the lease programs but I could be wrong. I have a recent bankruptcy that was discharged in August. Prime was primarily interested in my criminal history (clean) and driving record (only recent accident was laying down my motorcycle after hitting debris in the road, tickets were at least 5 years old).
If one company is going to hold it against you, there are ten that will not.
CMV:
Commercial Motor Vehicle
A CMV is a vehicle that is used as part of a business, is involved in interstate commerce, and may fit any of these descriptions:
- Weighs 10,001 pounds or more
- Has a gross vehicle weight rating or gross combination weight rating of 10,001 pounds or more
- Is designed or used to transport 16 or more passengers (including the driver) not for compensation
- Is designed or used to transport 9 or more passengers (including the driver) for compensation
- Is transporting hazardous materials in a quantity requiring placards
Primes lease op program is no money down (unless a lease purchase) and no credit check with a walk away lease. <<>>>
Employment in trucking seems to be different from what I was used to in NJ. Many employers hired,and even insurance companies based rates, on credit scores because it shows responsibility and accountability.
Only one person on this forum ever assumed he was rejected due to credit. And trust me, mine was bad!!!
not in the least
I hate to ask this personal problem, but If I file bankruptcy, will this hinder my opportunities, of getting hired?
Phillip, don't let this stress you out. There's been plenty of us who turned to trucking when we were broke. Look at it like a new chance to redeem yourself.
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I hate to ask this personal problem, but If I file bankruptcy, will this hinder my opportunities, of getting hired?