Suggestions For Newer Business

Topic 28588 | Page 1

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John P.'s Comment
member avatar

Just started my own business a little over a year ago. Drove my truck myself. I'm ready to now add another truck and a driver and I'm having problems with making additions to my insurance policy. They are telling me I have to have my policy for min of 2 years before making any additions. I got quotes from other companies and being told the same. Does anyone know of insurance companies I can go with that will allow me to make changes after it's in force? I'm thinking of possibly expanding my business more and adding a few more trucks and drivers.

Tim F.'s Comment
member avatar

John,

This site is geared towards new drivers and those looking to get their CDLs.

May want to ask OOIDA that question. They may be able to help you with a question for owners and owner operator.

There are a couple in here that run their own businessNeither multiple trucks. They may chime in with an answer. Nt here also someone who is familiar with the insurance industry as it pertains to big trucks...but his name eludes me right now.

Good luck on your expansion.

CDL:

Commercial Driver's License (CDL)

A CDL is required to drive any of the following vehicles:

  • Any combination of vehicles with a gross combined weight rating (GCWR) of 26,001 or more pounds, providing the gross vehicle weight rating (GVWR) of the vehicle being towed is in excess of 10,000 pounds.
  • Any single vehicle with a GVWR of 26,001 or more pounds, or any such vehicle towing another not in excess of 10,000 pounds.
  • Any vehicle, regardless of size, designed to transport 16 or more persons, including the driver.
  • Any vehicle required by federal regulations to be placarded while transporting hazardous materials.

Owner Operator:

An owner-operator is a driver who either owns or leases the truck they are driving. A self-employed driver.

OOIDA:

Owner-Operator Independent Drivers Association

Who They Are

OOIDA is an international trade association representing the interests of independent owner-operators and professional drivers on all issues that affect truckers. The over 150,000 members of OOIDA are men and women in all 50 states and Canada who collectively own and/or operate more than 240,000 individual heavy-duty trucks and small truck fleets.

Their Mission

The mission of OOIDA is to serve owner-operators, small fleets and professional truckers; to work for a business climate where truckers are treated equally and fairly; to promote highway safety and responsibility among all highway users; and to promote a better business climate and efficiency for all truck operators.

HOS:

Hours Of Service

HOS refers to the logbook hours of service regulations.
Rob T.'s Comment
member avatar
Nt here also someone who is familiar with the insurance industry as it pertains to big trucks...but his name eludes me right now.

Cornelius but it's been a bit since he's posted

PackRat's Comment
member avatar

Contact OOIDA or NASTC.

OOIDA:

Owner-Operator Independent Drivers Association

Who They Are

OOIDA is an international trade association representing the interests of independent owner-operators and professional drivers on all issues that affect truckers. The over 150,000 members of OOIDA are men and women in all 50 states and Canada who collectively own and/or operate more than 240,000 individual heavy-duty trucks and small truck fleets.

Their Mission

The mission of OOIDA is to serve owner-operators, small fleets and professional truckers; to work for a business climate where truckers are treated equally and fairly; to promote highway safety and responsibility among all highway users; and to promote a better business climate and efficiency for all truck operators.

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