HELP With Insurance

So I have big issue. Started truck company with a cargo van and having difficulties getting insurance. Well I get it. They want me to pay one time for the Yr, OmG! No monthly payments. Not even 1/2 yr. Anyone else having this problem?

With your own authority, leased on at a company with your own truck, or leasing a truck from a company?

I have my own authority and progressive gave me the best rate and they do first month and break remainder over 10 months.

Define "Truck Company" and "Cargo Van."

I had a delivery business, using a Chevy Express Cargo Van. Much different than a trucking company using a straight truck like a box truck.

If you're a small, local owner/operator (such as a courier business), using something like a Ford Econoline, GM Express Cargo Van or a Sprinter van, you can probably talk to your local independent insurance agents and get some help. That's where I got my best help for my local operation.

Define "Truck Company" and "Cargo Van."

I had a delivery business, using a Chevy Express Cargo Van. Much different than a trucking company using a straight truck like a box truck.

If you're a small, local owner/operator (such as a courier business), using something like a Ford Econoline, GM Express Cargo Van or a Sprinter van, you can probably talk to your local independent insurance agents and get some help. That's where I got my best help for my local operation.

With your own authority, leased on at a company with your own truck, or leasing a truck from a company?

I’m starting off a trucking company with a Extended Cargo van. The idea is to get bigger trucks as well real soon. But insurance for the cargo van alone is crazy.

Define "Truck Company" and "Cargo Van."

I had a delivery business, using a Chevy Express Cargo Van. Much different than a trucking company using a straight truck like a box truck.

If you're a small, local owner/operator (such as a courier business), using something like a Ford Econoline, GM Express Cargo Van or a Sprinter van, you can probably talk to your local independent insurance agents and get some help. That's where I got my best help for my local operation.

Thanks. I did try a few. But they turn to progressive too. Giving me the highest price

Unfortunately, if you think the insurance is high on one cargo van....you will find the premium on big rigs to be astronomical. Perhaps get an interest free credit card, pay the premium, then divide the payments into 6 or 12. But make sure you make those payments.

But again, unless you have about three times more than you think you need in reserves....you shouldn't be attempting this venture