Best Bank? BOA Or Well Fargo?

Hello all. Just wondering which bank you guys prefer. I'm thinking that my local credit union will not be such a great choice if I am on the road as far as availabilty of branches and no-fee ATMs. Which bank has the most available branches and ATMs? I think that Wells Fargo is the largest but that doesn't necessarily their branches and ATMs are the most accessible. Since you guys are out there you may best know which ones you tend to see everywhere.

Thanks.

David, maybe some other folks will have something better for you, but I just don't see how you are going to be able to get yourself into any kind of a banking center in a big truck, now too many places with a no-fee ATM. Truck stops almost all have ATMs (with a fee of course), and Wal-Marts are accessible, but I don't recall seeing any Wells Fargo or BOA branches in Wal-Mart stores.

I use my debit card from my local bank everywhere I go - just let them know that you will be on the road travelling all the time, for security reasons they will make you renew that travel restriction every six months or so. Almost all trucking companies have a system in place for you to access cash on the road when you need it. This is done at all the major truck stops when you get fuel. You can get a cash advance on your next pay check, there usually is no fee. The truck stops bill your company for it along with your fuel purchase, and then the company takes it out of your next paycheck. The amount will vary from company to company that you are allowed to get, but I have never had any problems getting a hundred dollars each week.

David, come on in to the 21st century. I use an Internet Bank. Never been inside any branch, since they don't have any. These guys use a set of ATMs that do not charge a fee. (They are commonly at Murphy Oil stations, among other places.) They also pay bills for you - no charge.

If you need cash, do not go to a major brand truck stop! Walmarts will always give you cash at the register for no additional charge.

David, maybe some other folks will have something better for you, but I just don't see how you are going to be able to get yourself into any kind of a banking center in a big truck, now too many places with a no-fee ATM. Truck stops almost all have ATMs (with a fee of course), and Wal-Marts are accessible, but I don't recall seeing any Wells Fargo or BOA branches in Wal-Mart stores.

I use my debit card from my local bank everywhere I go - just let them know that you will be on the road travelling all the time, for security reasons they will make you renew that travel restriction every six months or so. Almost all trucking companies have a system in place for you to access cash on the road when you need it. This is done at all the major truck stops when you get fuel. You can get a cash advance on your next pay check, there usually is no fee. The truck stops bill your company for it along with your fuel purchase, and then the company takes it out of your next paycheck. The amount will vary from company to company that you are allowed to get, but I have never had any problems getting a hundred dollars each week.

Walmart has something they call Go Bank. I haven't used it but I know they exist. Might be something to investigate further.

G-Town chips in:

Walmart has something they call Go Bank. I haven't used it but I know they exist. Might be something to investigate further.

Yeah, these guys are getting into everything! But it's usually more economical than anyone else.

G-Town chips in:

Walmart has something they call Go Bank. I haven't used it but I know they exist. Might be something to investigate further.

Yeah, these guys are getting into everything! But it's usually more economical than anyone else.

They keep me loaded! LOL

In most major supermarkets, Walgreen, CVS you can get cash back while paying for stuff - if they are close or if you can get a parking.

BofA and Wells Fargo both suck. They will nickel and dime you to death with fees.

I can't speak to any state other than CA, but grocery stores, Home Depot, Lowes, Target, Costco, and a lot of other places that take debit payments will give you cash when you pay for your purchase. For example, you go to Trader Joe's buy fresh food to stock up, and when you pay for your bill of $13.47 you ask for $40 cash - your debit charge is $53.47 and you get two Jackson's with your munchies.

Restaurants typically don't do this, so no cash back at a McDonalds or Subway say.

There are lots of malls in CA where you could get cash combined with a purchase of some staples. I think Staples does the cash back, too!

Navy Federal if your prior military. Lots of places don't charge ATM fees you just have to look at the list but considering where I live (VA) 7-11 doesn't charge fees and you can't go 3 miles without passing one.