Best Bank? BOA Or Well Fargo?

Topic 10513 | Page 1

Page 1 of 2 Next Page Go To Page:
PPGER's Comment
member avatar

Hello all. Just wondering which bank you guys prefer. I'm thinking that my local credit union will not be such a great choice if I am on the road as far as availabilty of branches and no-fee ATMs. Which bank has the most available branches and ATMs? I think that Wells Fargo is the largest but that doesn't necessarily their branches and ATMs are the most accessible. Since you guys are out there you may best know which ones you tend to see everywhere.

Thanks.

Old School's Comment
member avatar

David, maybe some other folks will have something better for you, but I just don't see how you are going to be able to get yourself into any kind of a banking center in a big truck, now too many places with a no-fee ATM. Truck stops almost all have ATMs (with a fee of course), and Wal-Marts are accessible, but I don't recall seeing any Wells Fargo or BOA branches in Wal-Mart stores.

I use my debit card from my local bank everywhere I go - just let them know that you will be on the road travelling all the time, for security reasons they will make you renew that travel restriction every six months or so. Almost all trucking companies have a system in place for you to access cash on the road when you need it. This is done at all the major truck stops when you get fuel. You can get a cash advance on your next pay check, there usually is no fee. The truck stops bill your company for it along with your fuel purchase, and then the company takes it out of your next paycheck. The amount will vary from company to company that you are allowed to get, but I have never had any problems getting a hundred dollars each week.

Errol V.'s Comment
member avatar

David, come on in to the 21st century. I use an Internet Bank. Never been inside any branch, since they don't have any. These guys use a set of ATMs that do not charge a fee. (They are commonly at Murphy Oil stations, among other places.) They also pay bills for you - no charge.

If you need cash, do not go to a major brand truck stop! Walmarts will always give you cash at the register for no additional charge.

G-Town's Comment
member avatar

David, maybe some other folks will have something better for you, but I just don't see how you are going to be able to get yourself into any kind of a banking center in a big truck, now too many places with a no-fee ATM. Truck stops almost all have ATMs (with a fee of course), and Wal-Marts are accessible, but I don't recall seeing any Wells Fargo or BOA branches in Wal-Mart stores.

I use my debit card from my local bank everywhere I go - just let them know that you will be on the road travelling all the time, for security reasons they will make you renew that travel restriction every six months or so. Almost all trucking companies have a system in place for you to access cash on the road when you need it. This is done at all the major truck stops when you get fuel. You can get a cash advance on your next pay check, there usually is no fee. The truck stops bill your company for it along with your fuel purchase, and then the company takes it out of your next paycheck. The amount will vary from company to company that you are allowed to get, but I have never had any problems getting a hundred dollars each week.

Walmart has something they call Go Bank. I haven't used it but I know they exist. Might be something to investigate further.

Errol V.'s Comment
member avatar

G-Town chips in:

Walmart has something they call Go Bank. I haven't used it but I know they exist. Might be something to investigate further.

Yeah, these guys are getting into everything! But it's usually more economical than anyone else.

G-Town's Comment
member avatar

G-Town chips in:

double-quotes-start.png

Walmart has something they call Go Bank. I haven't used it but I know they exist. Might be something to investigate further.

double-quotes-end.png

Yeah, these guys are getting into everything! But it's usually more economical than anyone else.

They keep me loaded! LOL dancing-banana.gifdancing-banana.gifdancing-banana.gif

Serah D.'s Comment
member avatar

In most major supermarkets, Walgreen, CVS you can get cash back while paying for stuff - if they are close or if you can get a parking.

Auggie69's Comment
member avatar

BofA and Wells Fargo both suck. They will nickel and dime you to death with fees.

Michael S.'s Comment
member avatar

I can't speak to any state other than CA, but grocery stores, Home Depot, Lowes, Target, Costco, and a lot of other places that take debit payments will give you cash when you pay for your purchase. For example, you go to Trader Joe's buy fresh food to stock up, and when you pay for your bill of $13.47 you ask for $40 cash - your debit charge is $53.47 and you get two Jackson's with your munchies.

Restaurants typically don't do this, so no cash back at a McDonalds or Subway say.

There are lots of malls in CA where you could get cash combined with a purchase of some staples. I think Staples does the cash back, too!

Cwc's Comment
member avatar

Navy Federal if your prior military. Lots of places don't charge ATM fees you just have to look at the list but considering where I live (VA) 7-11 doesn't charge fees and you can't go 3 miles without passing one.

Page 1 of 2 Next Page Go To Page:

New Reply:

New! Check out our help videos for a better understanding of our forum features

Bold
Italic
Underline
Quote
Photo
Link
Smiley
Links On TruckingTruth


example: TruckingTruth Homepage



example: https://www.truckingtruth.com
Submit
Cancel
Upload New Photo
Please enter a caption of one sentence or less:

Click on any of the buttons below to insert a link to that section of TruckingTruth:

Getting Started In Trucking High Road Training Program Company-Sponsored Training Programs Apply For Company-Sponsored Training Truck Driver's Career Guide Choosing A School Choosing A Company Truck Driving Schools Truck Driving Jobs Apply For Truck Driving Jobs DOT Physical Drug Testing Items To Pack Pre-Hire Letters CDL Practice Tests Trucking Company Reviews Brett's Book Leasing A Truck Pre-Trip Inspection Learn The Logbook Rules Sleep Apnea
Done
Done

0 characters so far - 5,500 maximum allowed.
Submit Preview

Preview:

Submit
Cancel

This topic has the following tags:

Advice For New Truck Drivers The Economy And Politics Truck Driver Salary Truck Driving Lifestyle
Click on any of the buttons above to view topics with that tag, or you can view a list of all forum tags here.

Join Us!

We have an awesome set of tools that will help you understand the trucking industry and prepare for a great start to your trucking career. Not only that, but everything we offer here at TruckingTruth is 100% free - no strings attached! Sign up now and get instant access to our member's section:
High Road Training Program Logo
  • The High Road Training Program
  • The High Road Article Series
  • The Friendliest Trucker's Forum Ever!
  • Email Updates When New Articles Are Posted

Apply For Paid CDL Training Through TruckingTruth

Did you know you can fill out one quick form here on TruckingTruth and apply to several companies at once for paid CDL training? Seriously! The application only takes one minute. You will speak with recruiters today. There is no obligation whatsoever. Learn more and apply here:

Apply For Paid CDL Training

About Us

TruckingTruth was founded by Brett Aquila (that's me!), a 15 year truck driving veteran, in January 2007. After 15 years on the road I wanted to help people understand the trucking industry and everything that came with the career and lifestyle of an over the road trucker. We'll help you make the right choices and prepare for a great start to your trucking career.

Read More

Becoming A Truck Driver

Becoming A Truck Driver is a dream we've all pondered at some point in our lives. We've all wondered if the adventure and challenges of life on the open road would suit us better than the ordinary day to day lives we've always known. At TruckingTruth we'll help you decide if trucking is right for you and help you get your career off to a great start.

Learn More